Mortgages and Home Loans

Home Equity Line of Credit

With a home equity line of credit (HELOC), you can borrow money against one of your greatest assets… your home. Much like a credit card, a HELOC gives you the flexibility to pay down your credit line and access funds as you need them.

Prefer a home equity loan with a single, lump-sum of money at a fixed rate?
Check out our Goldenwest Home Equity Loan.

A HELOC is a convenient and cost-effective option to finance home improvement projects or consolidate debt. You can also access the account to pay for vacations, weddings, college tuition, or whatever else life brings your way.

Benefits of a Home Equity Line of Credit

  • 2.44% APR Fixed for the first six months - 20-year term*
  • No Fees or closing costs
  • Visa Platinum Card for convenient access to funds
  • Interest paid on a HELOC may be tax deductible

Interest-Only Home Equity Line of Credit

Goldenwest is offering a special interest-only Home Equity Line of Credit that can significantly lower your monthly payments and increase your cash flow.

  • 4.25% APR Variable (Prime Rate + 1%)
  • Interest-only payments for the first five years
  • 20-year term
  • No fees
  • Interest paid on a HELOC may be tax deductible

*Offer current as of 07-01-2015 on approved credit. Valid on new 20-year term home equity lines of credit opened between July 1, 2015 and September 30, 2015. After the initial six months introductory reduced rate period, the rate will revert back to the rate of Prime + .25%. Prime Rate is 3.25% APR as of 07-01-2015. All rates and offers available for a limited time and subject to change without notice. Other restrictions apply. Home equity loans and lines of credit have a maximum variable APR of 18%. Fees may apply if closed within 24 months. Click here for a full list of rates and terms.

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Speak with a Goldenwest Mortgage Specialist:
Call 1-800-283-4550
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