Smart Money Offer
Members ages 13-25, earn up to $250 when you open and use your SMARTPay Checking Account!
SMARTStart
Checking Account
Open a SMARTStart Checking Account today as you prepare for a new stage in your life. Learn key concepts of budgeting, earn rewards points with your debit card, transfer money online, and much more.
SMARTStart Checking is the perfect free account for teens and young adults.
SMARTStart Checking with Visa Debit
Receive a free Visa Debit card when you open a SMARTStart checking account to use everywhere Visa is accepted. Set up direct deposit with your employer and begin experiencing the benefits of a SMARTStart checking account.
- Visa Debit Card
- Debit Rewards
- Mobile Services
- Online Services
- Free Bill Pay
- Free eAlerts
- Free access at 30,000 ATMs nationwide
- No monthly/annual service fees
- No minimum balance requirement
- Unlimited transactions
- Earn dividends on balances greater than $500
- Visa cards issued instantly at any branch
More for Teens
Savings
Save for a rainy day with a traditional savings account or a term savings account. Open and maintain a traditional savings account with as little as $5. Open a 12-month term savings account to:
- Earn dividends on funds
- Add money at any time
- No monthly service fees
- NCUA Insurance
Learn more:
PAY for GRADES
Middle, Junior High, and High School students can receive $2 for every A and $1 for every B on their quarterly report card!
