Construction Loans

Building your dream home can be easy and affordable when you choose Goldenwest for your construction loan.

One-time and two-time options are available to best fit your needs.

Benefits of a Goldenwest Construction Loan:

  • Up to 90% financing
  • Rates as low as 3.99% fixed
  • 9- and 12-month construction terms
  • One-time and two-time closing options
  • Competitive rates

Apply Now Get a Personalized Rate Quote Online

Construction Loan Rates*

as low as

One-Time Close Construction Loan

Close on both the construction loan and long term mortgage at once. With the one-time closing, your interest rate as well as the loan amount is set before construction begins.

Interest-only payments are made during the construction phase with monthly payment amounts increasing as funds are utilized.

The loan converts to a long term mortgage upon completion of construction, upon which the borrower will commence making principal and interest payments.

Two-Time Close Construction Loan

Apply and qualify for two separate loans – A construction loan and a separate, long term mortgage.

Interest-only payments are made during the construction phase with monthly payment amounts increasing as funds are utilized.

The long-term mortgage is considered a loan refinance, which will be used to pay-off the construction loan upon completion. A refinance transaction offers the flexibility to select the mortgage product, rate and loan amount at construction completion. It also offers the possibility of increasing the loan amount due to cost overruns.

Speak with a Goldenwest Construction Loan Specialist

Have a Goldenwest Construction Loan Specialist contact you:

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Call us at:

1-800-283-4550

Visit with us in person:

Find a local Goldenwest branch

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