Adjustable Rate Mortgage No MI

The interest rate may adjust to a higher or lower percentage over the life of the loan as market conditions change.

Benefits of an Adjustable Rate Mortgage

  • Up to 90% financing
  • Fixed rate for the first five years
  • Amortized over 30 years
  • No private mortgage insurance
  • Flexible down payment options
  • 1% origination
  • Low closing costs

5/1 ARM Investment Property Option

  • Loan Amounts up to $510,400
  • 20% Down Payment for Purchases
  • Cash Out Refinances up to 75% LTV
  • Rates as low as 3.625%

5/1 ARM Jumbo Property Option

  • Loan Amounts up to $800,000
  • 20% Down Payment for Purchases
  • Cash Out Refinances Up to 75% LTV
  • Rates as low as 3.99%

For full product details and options contact a mortgage expert today! Also available are 5/1, 7/1, and 10/1 ARMs. Contact a mortgage expert for a rate quote.

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Adjustable Rate Mortgage Rates*

as low as

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Other mortgage types to consider:

Adjustable rate mortgage

Fixed-Rate Mortgages

Goldenwest offers conventional mortgages with multiple fixed rates and terms. With a fixed-rate mortgage, the interest rate does not change for the life of the loan. This is a great option if you plan to stay in your home for a long time.

Jumbo mortgage

Jumbo Mortgages

Goldenwest currently offers Jumbo Mortgages for loan amounts exceeding $453,100. Speak with a mortgage specialist to help you decide if a Jumbo Mortgage is right for you.

Investment properties

Investment Property Mortgages

Finance your rental and investment properties at competitive rates and fees at Goldenwest. Goldenwest can help you secure financing for rental and investment properties with up to 80 percent loan-to-value at competitive rates, low fees and a variety of terms.

Click here for a full list of rates and disclosures.

5/1 ARM No MI Rate is 3.625%. Annual Percentage Rate (APR) as low as 3.754% with a monthly principle and interest payment of $912.10. Rate and payment example based on loan amount of $200K, 680+ FICO, and 80% loan-to-value.

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