| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Loan | 5.625% | 5.819% |
| 20 Year Fixed Loan | 5.375% | 5.616% |
| 15 Year Fixed Loan | 5.000% | 5.300% |
Disclosures
- Rates and terms are accurate as of December 4, 2025 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Conventional: 5.625% Rate has an APR (Annual Percentage Rate) of 5.754% and is based on a 30 Year Fixed mortgage, $440,000 loan amount, with a 20% down payment. 5.5% Rate has an APR (Annual Percentage Rate) of 5.672% and is based on a 20 Year Fixed mortgage, $440,000 loan amount, with a 20% down payment. 5.125% Rate has an APR (Annual Percentage Rate) of 5.339% and is based on a 15 Year Fixed mortgage, $440,000 loan amount, with a 20% down payment.
- FHA: 5.375% Rate has an APR (Annual Percentage Rate) of 6.211% and is based on a 30 Year Fixed mortgage, $440,000 loan amount, with a 3.5% down payment.
- VA: 5.375% Rate has an APR (Annual Percentage Rate) of 5.682% and is based on a 30 Year Fixed mortgage, $440,000 loan amount, with a 0% down payment.
- Rates subject to change without notice.
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed FHA Mortgage | 5.250% | 5.949% |
| 20 Year Fixed FHA Mortgage | 5.000% | 5.886% |
| 15 Year Fixed FHA Mortgage | 5.000% | 5.666% |
Disclosures
- Rates and terms are accurate as of December 4, 2025 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Conventional: 5.625% Rate has an APR (Annual Percentage Rate) of 5.754% and is based on a 30 Year Fixed mortgage, $440,000 loan amount, with a 20% down payment. 5.5% Rate has an APR (Annual Percentage Rate) of 5.672% and is based on a 20 Year Fixed mortgage, $440,000 loan amount, with a 20% down payment. 5.125% Rate has an APR (Annual Percentage Rate) of 5.339% and is based on a 15 Year Fixed mortgage, $440,000 loan amount, with a 20% down payment.
- FHA: 5.375% Rate has an APR (Annual Percentage Rate) of 6.211% and is based on a 30 Year Fixed mortgage, $440,000 loan amount, with a 3.5% down payment.
- VA: 5.375% Rate has an APR (Annual Percentage Rate) of 5.682% and is based on a 30 Year Fixed mortgage, $440,000 loan amount, with a 0% down payment.
- Rates subject to change without notice.
| Product | Rate | |
|---|---|---|
| Home Equity Line of Credit | 7.000% |
Disclosures
- Rates and terms are accurate as of December 1, 2025 and are subject to change.
- As of December 1, 2025 Prime Rate is 7.00% APR.
- No fees or closing costs on non-purchase loans on a primary residence, under $200,000, and a CLTV under 80%.
| Product | Rate | APR |
|---|---|---|
| Construction Loan | 6.125% | 7.826% |
| One-Time Close Construction Loan | 6.375% | 6.601% |
| Lot Loan Special 1-year balloon | 5.550% | 5.895% |
| Improved Building Lot 3-year balloon | 6.490% | 6.790% |
Disclosures
- Rates and terms are accurate as of September 9, 2025 and are subject to change.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Construction Loan 6.125% Rate has an APR (Annual Percentage Rate) of 7.826%. Rate example based on loan amount of $647,200.00, 680+ Fico, and 80% loan-to-value.
- One-Time Close Construction long-term loan is a 30-Year 7/1 Adjustable Rate Mortgage (ARM). Stated rate is as low as 6.375%, Annual Percentage Rate (APR) 6.601%. Rate example based on loan amount of $647,200, 680+ FICO, and 80% loan-to-value. Rate for construction period of loan is 6.375% Fixed.
- 5.55% Rate has an APR (Annual Percentage Rate) of 5.895% and is based on a 30 Year amortization, $200,000 loan amount, 20% down payment, with a 1-year balloon payment.
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed VA Mortgage | 5.375% | 5.509% |
| 15 Year Fixed VA Mortgage | 6.250% | 6.592% |
Disclosures
- Rates and terms are accurate as of December 4, 2025 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Conventional: 5.625% Rate has an APR (Annual Percentage Rate) of 5.754% and is based on a 30 Year Fixed mortgage, $440,000 loan amount, with a 20% down payment. 5.5% Rate has an APR (Annual Percentage Rate) of 5.672% and is based on a 20 Year Fixed mortgage, $440,000 loan amount, with a 20% down payment. 5.125% Rate has an APR (Annual Percentage Rate) of 5.339% and is based on a 15 Year Fixed mortgage, $440,000 loan amount, with a 20% down payment.
- FHA: 5.375% Rate has an APR (Annual Percentage Rate) of 6.211% and is based on a 30 Year Fixed mortgage, $440,000 loan amount, with a 3.5% down payment.
- VA: 5.375% Rate has an APR (Annual Percentage Rate) of 5.682% and is based on a 30 Year Fixed mortgage, $440,000 loan amount, with a 0% down payment.
- Rates subject to change without notice.