Home Loan Rates
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Loan | 6.874% | 7.079% |
| 20 Year Fixed Loan | 6.490% | 6.752% |
| 15 Year Fixed Loan | 6.250% | 6.513% |
Disclosures
- Rates and terms are accurate as of October 22, 2026 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Rates subject to change without notice.
- 6.874% rate has an APR (Annual Percentage Rate) of 7.079% and is based on a 30 Year Fixed mortgage, $400,000 loan amount, with a 25% down payment.
- 6.490% rate has an APR (Annual Percentage Rate) of 6.752% and is based on a 20 Year Fixed mortgage, $400,000 loan amount, with a 25% down payment.
- 6.250% rate has an APR (Annual Percentage Rate) of 6.513% and is based on a 15 Year Fixed mortgage, $400,000 loan amount, with a 25% down payment.
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed FHA Mortgage | 6.490% | 7.197% |
| 20 Year Fixed FHA Mortgage | 6.125% | 6.997% |
| 15 Year Fixed FHA Mortgage | 6.250% | 7.328% |
Disclosures
- Rates and terms are accurate as of October 22, 2026 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Rates subject to change without notice.
- 6.490% rate has an APR (Annual Percentage Rate) of 7.197% and is based on a 30 Year Fixed mortgage, $400,000 loan amount, with a 25% down payment.
- 6.125% rate has an APR (Annual Percentage Rate) of 6.997% and is based on a 20 Year Fixed mortgage, $400,000 loan amount, with a 25% down payment.
- 6.250% rate has an APR (Annual Percentage Rate) of 7.328% and is based on a 15 Year Fixed mortgage, $400,000 loan amount, with a 25% down payment.
| Product | Rate | |
|---|---|---|
| Home Equity Line of Credit | 7.000% |
Disclosures
- Rates and terms are accurate as of October 1, 2026 and are subject to change.
- As of October 1, 2026 Prime Rate is 7.00% APR.
- No fees or closing costs on non-purchase loans on a primary residence, under $400,000, and a CLTV under 80%.
| Product | Rate | APR |
|---|---|---|
| Construction Loan | 6.250% | 8.081% |
| One-Time Close Construction Loan | 6.625% | 6.768% |
| Lot Loan Special 1-year balloon | 6.240% | 7.470% |
| Improved Building Lot 3-year balloon | 6.990% | 7.435% |
Disclosures
- Rates and terms are accurate as of September 3, 2026 and are subject to change.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- One-Time Close Construction long-term loan is a 30-Year 7/1 Adjustable Rate Mortgage (ARM). Stated rate is as low as 6.625%. Annual Percentage Rate (APR) 6.768%. Rate example based on loan amount of $647,200, 680+ FICO, and 80% loan-to-value. Rate for construction period of loan is 6.625% Fixed.
- Construction Rate is 6.25% Fixed with an Annual Percentage Rate (APR) as low as 8.081%. Rate example based on loan amount of $647,200, 680+ FICO, and 80% loan-to-value.
- 6.24% Rate has an APR (Annual Percentage Rate) of 7.47% and is based on a 30 Year amortization, $200,000 loan amount, 20% down payment, with a 1-year balloon payment.
- 6.99% Rate has an APR (Annual Percentage Rate) of 7.435% and is based on a 30 Year amortization, $200,000 loan amount, 20% down payment, with a 3-year balloon payment.
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed VA Mortgage | 6.500% | 6.783% |
| 15 Year Fixed VA Mortgage | 6.125% | 6.666% |
Disclosures
- Rates and terms are accurate as of October 22, 2026 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Rates subject to change without notice.
- 6.500% rate has an APR (Annual Percentage Rate) of 6.783% and is based on a 30 Year Fixed mortgage, $400,000 loan amount, with a 25% down payment.
- 6.125% rate has an APR (Annual Percentage Rate) of 6.666% and is based on a 15 Year Fixed mortgage, $400,000 loan amount, with a 25% down payment.