Benefits of Membership
It is spring, which means the sun is shining longer and the grass is getting greener. For many people, it’s an ideal time to prep gardens for planting and begin plans for summer vacations. At Goldenwest, we spent...
Goldenwest Credit Union
We'll take care of you.
Accounts
Our accounts offer some of the best features available. From high interest insured money market accounts to free checking and business accounts, we have you covered.
Certificates
Get a better rate of return with a certificate.
Free Checking
A truly-free checking account with some great features.
Health Savings Account (HSA)
A pre-tax way to save for medical expenses.
Individual Retirement Account
Retire sooner with one of our individual retirement accounts.
Kids Club
Teach your children how to save and spend responsibly.
Matrimoney
Receive exactly what you need for your new marriage...cash!
Savings
A safe, fee-free way to save your money.
Student Accounts
Accounts and other products designed for students.
Education Savings Account
An opportunity to save for a child's education expenses.
Loans
Goldenwest has helped thousands of members throughout Utah meet their needs and realize their dreams with low-rate financing and user-friendly terms on a variety of loan products.
Auto Loans
Find the latest information to help you research, purchase, and finance your next vehicle.
Mortgages and Home Loans
We have great rates and low fees on a variety of mortgage and other home loan products.
VISA Services
Enjoy the purchase power and security offered by VISA combined with the low rates and excellent service available from Goldenwest Credit Union.
VISA Credit Cards
Get the convenience of a VISA card with low rates and great service from Goldenwest.
VISA Reloadable Cards
Pre-paid, reloadable VISA cards are a safe and convenient - spend only what you deposit.
Business Services
If you own a business, we know you're watching your bottom line. That's why we have a variety of business checking accounts, savings options and electronic services to meet your needs.
Online Services
Our fast and free online services allow you review account history, transfer funds, pay bills, view statements, make loan payments, locate surcharge-free ATMs and more.
Online Banking
Access your account 24 hours a day to view balances and more.
Online Bill Pay
Pay your bills online and stop writing checks.
eStatements
Save paper by switching to eStatements.
Mobile Branch
Access your account anywhere with your mobile phone.
eAlerts
Receive notifications about activity on your account.
Financial Tools
Free resources to help you reach your financial goals.
Audio Branch
Manage your account from any phone.
ID Reclaim
Protect yourself from becoming a victim of identity theft.
as low as 2.49% APR
- New/Used AutoVariable72 mo.2.49%
- New/Used AutoFixed60 mo.2.74%
- New/Used AutoFixed84 mo.3.89%
- New/Used AutoFixed72 mo.2.99%
- New/Used Boat, RV, TrailerFixed144 mo.4.25%
- New/Used Motorcycle or ATVFixed72 mo.4.25%
as low as 4.375% (4.457% APR)
- 30 Year FixedConventional4.375% (4.457% APR)
- 20 Year FixedConventional4.000% (4.111% APR)
- 15 Year FixedConventional3.375% (3.515% APR)
- Home Equity Line of CreditVariable3.25%
- Construction LoanVariable4.250%
- Improved Building LotFixed5.990%
- Personal Loan48 mo.9.00%
- Stocks Secured Loan36 mo.12.50%
- Certificate Secured LoanOne Pay1.99% Above Certificate Rate
- Share Secured Loan36 mo.3.10%
- Primary Shares0.10% Dividend (0.10% APY)
- Secondary Shares0.10% Dividend (0.10% APY)
- Christmas Club0.10% Dividend (0.10% APY)
- Health Savings Account0.10% Dividend (0.10% APY)
- Free Checking0.10% Dividend (0.10% APY)
- Basic Business Checking0.10% Dividend (0.10% APY)
- Small Business Checking0.10% Dividend (0.10% APY)
- Corporate Checking0.10% Dividend (0.10% APY)
- 1 Month***$5,000.00 min.0.15% (0.15% APY)
- 3 Month$500.00 min.0.20% (0.20% APY)
- 6 Month$500.00 min.0.25% (0.25% APY)
- 9 Month$500.00 min.0.35% (0.35% APY)
- 12 Month$500.00 min.0.45% (0.45% APY)
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Thousands of locations nationwide
The security vulnerability called “Heartbleed” affects websites that use an OpenSSL, or open source encryption technology. Goldenwest Credit Union continually evaluates its systems and potential vulnerabilities. We are not susceptible to this issue. You can be assured that your accounts remain safe and secure. Click here for tips on protecting your personal information.
Expanded Branch Network
Wherever you are, Goldenwest is there for you. We want to give you convenient, secure access to your accounts no matter where life takes you. Our expanded branch network now includes all USU Credit Union branches.
Earn Points with a Goldenwest Mortgage
Earn 20,000 ExtraAwards Points on a Goldenwest VISA Rewards Card with a Goldenwest Mortgage. Use these points for travel, merchant gift cards or get cash back.
Auto and RV Loans
Goldenwest offers low-interest auto and RV loans with flexible terms, and no origination fees or hidden costs. Rates as low as 2.49% variable APR on auto loans and 4.25% APR on RV loans.
