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Goldenwest Credit Union

First-time user?

Credit Cards

Visa Basic Credit Card

Visa Basic Credit Card

Visa Rewards Credit Card

Visa Rewards Credit Card

Simply Platinum Credit Card

Simply Platinum Credit Card

Signature Credit Card

Signature Credit Card

Special Offer

0% Balance Transfers - Move your balance to any Goldenwest Credit Union Visa credit card with 0% interest for 6 months.

Learn how to transfer your balances from your mobile app or online here!

Please contact us at 1-800-283-4550 or speak with a branch representative for more details.

0% Fixed Annual Percentage Rate (APR) for the first six statement cycles on balance transfers during the promotional period defined as 01/01/23 through 03/31/23. After the initial six statement cycles, the remaining balance transfer amount will convert to the pre-determined rate determined by creditworthiness at account opening. The 0% balance transfer offer may not be used to pay any Goldenwest Credit Union, USU Credit Union or Healthcare Credit Union accounts.

APR as low as

10.99^%

Variable Rate

Disclosure Information

APR as low as

12.49^%

Variable Rate

Disclosure Information

Without Cash Rebate

APR as low as

9.75^%

Fixed Rate

With Cash Rebate

APR as low as

12.75^%

Fixed Rate

Disclosure Information

With 1.5% Cash Back

APR as low as

16.49^%

Variable Rate

Disclosure Information

Why choose this card?

Our lowest-rate-possible card designed to help those who are looking to pay off debt quickly.

Every qualifying purchase gets you closer to attractive rewards such as travel rebates on airline tickets, hotel stays, and rental cars.

Offers a low-fixed rate and no annual fee. Options include a rebate program with up to one-percent cash back on qualifying purchases. Or choose the no-rebate option for the lowest rate.

Enjoy 1.5% cash back with every purchase and no annual fee. Other benefits include TSA pre-check reimbursement, lost luggage reimbursement and concierge service.

Earn rewards when you use it

Cash Rebate Program

Cash Back

No Annual Fee

No Balance Transfer Fees

EMV Chip Enabled

Contactless Technology

Available with Apple Pay

Available with Google Pay

Available with Samsung Pay

25-Day Grace Period on Purchases

Worldwide Acceptance at Retailers and ATMs

Instant Issue Available at All Branches

VISA Purchase Alerts

Balance Transfer in App

Online Visa Disputes