Conventional Mortgages have both fixed and adjustable interest rate options and typically requires a down payment of 5% to 20%.
Goldenwest offers conventional mortgages with multiple fixed rates and terms. With a fixed-rate mortgage, the interest rate does not change for the life of the loan. This is a great option if you plan to stay in your home for a long time.
Goldenwest also offers Adjustable Rate Mortgages (ARM) with 5, 7 or 10 year initial fixed rate periods. Following the fixed rate period the rate will become variable. This option is best for homeowners who plan to pay-off their mortgage, or sell their home, within the fixed rate time period.
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An adjustable rate mortgage, or an "ARM", is a loan type that offers a lower initial interest rate than most fixed rate loans. With most ARMs, the interest rate and monthly payment are fixed for an initial time period such as five years, seven years, or ten years. After the initial fixed period, the interest rate can change every year.
Goldenwest currently offers Jumbo Mortgages for loan amounts exceeding $417,000. Speak with a mortgage specialist to help you decide if a Jumbo Mortgage is right for you.
Finance your rental and investment properties at competitive rates and fees at Goldenwest. Goldenwest can help you secure financing for rental and investment properties with up to 80 percent loan-to-value at competitive rates, low fees and a variety of terms.