Federal Housing Administration (FHA) Mortgage

A FHA home loan is sponsored by the U.S. Government to assist first-time borrowers and low-to-moderate income borrowers qualify for a mortgage.

This type of loan features a reduced interest rate as well as a lower down payment requirement.

Benefits of an FHA Mortgage

• As little as a 3.5% down payment
• Fixed and adjustable rate options
• Down payment and closing costs can be 100% gifted
• Flexible qualification guidelines
• Insured by the Federal Housing Administration
• 1/2% origination
• Low closing costs

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