Federal Housing Administration (FHA) Mortgage

A FHA home loan is sponsored by the U.S. Government to assist first-time borrowers and low-to-moderate income borrowers qualify for a mortgage.

This type of loan features a reduced interest rate as well as a lower down payment requirement.

Benefits of an FHA Mortgage

  • As little as a 3.5% down payment
  • Fixed and adjustable rate options
  • Down payment and closing costs can be 100% gifted
  • Flexible qualification guidelines
  • Insured by the Federal Housing Administration

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