Lot Loans

Have you found the perfect lot for your dream home? If the answer is yes, then Goldenwest has the perfect loan for you.

Finance the lot until you’re ready to begin construction. Save on fees because we will credit half the lot loan origination fee towards your Goldenwest construction loan.

Goldenwest lot loans are for a 30-year term with a 3-year call and require a minimum 20% down payment. Click here for a full list of rates and disclosures.

Apply Now Get a Personalized Rate Quote Online

Lot Loan Rates*

as low as

Speak with a Goldenwest Lot Loan Specialist

Have a Goldenwest Lot Loan Specialist contact you:

Thank you! We have received your information. Someone will contact you soon.

Call us at:


Visit with us in person:

Find a local Goldenwest branch