Accounts
![A woman opening an account online](/content/pages/OnlineAccountOpening/icon.jpg)
Open an Account
Receive all the benefits of being a member including excellent service and every tool you need to take control of your finances.
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Golden Account
The Gold Account is a FREE loyalty savings account given to every member of Goldenwest Credit Union.
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Reward Yourself Checking
Reward yourself with more Extra Reward points, lower rates, and more on each transaction.
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Smart Pay Checking
A checking account with a debit card and packed with benefits such as online bill pay.
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Savings Account
Save your money safely and securely with a share savings account at Goldenwest.
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Smart Start Account
If you’re between the ages of 13 and 25, sign up for Goldenwest's Student Essentials program.
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Kids Club Account
It's never too early to teach your children how to save and spend responsibly.
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Certificates
Certificates earn higher dividends than share savings accounts and have pre-determined maturity rates.
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Health Savings Account (HSA)
Open a Goldenwest Health Savings Account to help pay for healthcare expenses.
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Education Savings Account (ESA)
An account created as an incentive to help save for education expenses.
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Individual Retirement Account (IRA)
Can provide a tax-deferred or tax-free way of savings for retirement.
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Insured Money Market
If you seek security and flexibility in your savings plans, consider an Insured Money Market account.
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Christmas Club
The Christmas Club Account is a great way to save for the holidays.
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Matrimoney
A convenient and secure method to give cash gifts to newlyweds.
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President's Club
All members with $50,000 or more on deposit are eligible for President’s Club benefits.