Auto Insurance
Goldenwest Insurance Services has helped hundreds of Goldenwest members save money with significantly reduced insurance premiums on their cars and trucks.
What is Auto Insurance?
Auto insurance is a financial safety net that protects you, your vehicle, and others on the road in case of an accident or unexpected event. When you purchase auto insurance, you enter into a contract with an insurance company, agreeing to pay regular premiums in exchange for coverage that helps cover costs like vehicle repairs, medical expenses, and liability for damages caused to others.
Why do I need Auto Insurance?
Auto insurance is not just a legal requirement—it provides financial security. Without it, the cost of an accident, even a minor one, could be overwhelming. Here are the reasons to have auto insurance:
- Legal Protection: Utah requires a level of Auto Insurance to legally drive. Failing to meet these requirements can result in fines, license suspension, or even legal trouble.
- Financial Protection: Whether you're at fault in an accident or not, Auto Insurance can cover medical bills, repair costs, and damages.
- Peace of Mind: Knowing you’re covered can ease the stress of the unexpected, whether it’s a fender-bender or a major accident.
Alumni Insurance Benefits
Insurance benefits for Weber State University and Utah State University Alumni
Frequently Asked Questions
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What is Auto Insurance?
Auto Insurance helps protect you financially if you’re involved in an accident, your vehicle is damaged, stolen, or if you’re responsible for injuries or property damage. -
Why do I need Auto Insurance?
Most states require drivers to carry a minimum amount of Auto Insurance. Beyond legal requirements, Auto Insurance helps protect you from unexpected expenses related to accidents, repairs, medical bills, and liability claims. -
What types of Auto Insurance coverage are available from Goldenwest Insurance Services?
Coverage options from Goldenwest Insurance Services may include:
- Liability Coverage
- Collision Coverage
- Comprehensive Coverage
- Uninsured/Underinsured Motorist Coverage
- Medical Payments Coverage
- Personal Injury Protection (PIP)
- Roadside Assistance
- Rental Reimbursement
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How much Auto Insurance coverage do I need?
Coverage needs vary based on your vehicle, driving habits, budget, and financial goals. A licensed insurance representative can help you determine the right level of protection for your situation. -
What does liability insurance cover?
Liability coverage may help pay for injuries or property damage you cause to others in an accident. -
What is comprehensive coverage?
Comprehensive coverage may help protect your vehicle from non-collision events such as theft, vandalism, hail, fire, or falling objects. -
What is a deductible?
A deductible is the amount you pay out of pocket before your insurance coverage helps pay for a covered claim. -
Are insurance products insured by the NCUA?
No. Insurance products are not NCUA insured, are not guaranteed by the credit union, may lose value, are not insured by any federal agency, and are not a bank deposit.
Monday - Friday from 8 a.m. to 8 p.m.
Saturday from 9 a.m. to 4 p.m.
Closed Sundays.