Visa Signature Credit Card

With 1.5% Cash Back

APR as low as


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Experience the Goldenwest Visa Signature Card

With the Goldenwest Visa Signature card, you will enjoy lots of Goldenwest credit card benefits plus extra perks like TSA pre-check reimbursement, 1.5% cashback on every purchase and best yet….there’s no annual fee! This card is perfect for the smart traveler AND the smart shopper!

Special Offer

0% Balance Transfers - Move your balance to any Goldenwest Credit Union Visa credit card with 0% interest for 6 months.

Learn how to transfer your balances from your mobile app or online here!

Please contact us at 1-800-283-4550 or speak with a branch representative for more details.

0% Fixed Annual Percentage Rate (APR) for the first six statement cycles on balance transfers during the promotional period defined as 01/01/23 through 03/31/23. After the initial six statement cycles, the remaining balance transfer amount will convert to the pre-determined rate determined by creditworthiness at account opening. The 0% balance transfer offer may not be used to pay any Goldenwest Credit Union, USU Credit Union or Healthcare Credit Union accounts.
  • Earn 1.5% cash back on all purchases deposited quarterly
  • Concierge services
  • Low rate
  • No annual fee
  • No balance transfer fee
  • 25-day grace period
  • Worldwide acceptance at retailers and ATMs
  • VISA protection

Features available with this card:

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Account Access

Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.

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Card Controls

With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.

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Mobile Wallets

Goldenwest Visa credit cards can be activated on several mobile wallets including Apple Pay, Google Pay and Samsung Pay to make purchases with your authorized mobile device.

Instant issue

Instant Issue

Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All Goldenwest branches offer Visa card instant issue, giving you immediate access to your line of credit!

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Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.

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EMV Chip Security

Goldenwest Visa credit cards feature EMV microchips to better store and protect your personal account information.

ID Navigator

ID Navigator

Your partner against identity theft. Your Goldenwest Visa credit card includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened. To confirm eligibility, visit

Travel Accident Insurance

Travel Accident Insurance

Travel Accident Insurance is accidental death and dismemberment insurance to cover you while you are traveling.

TSA Pre-check

TSA Pre-check

A statement credit will be processed after the TSA Pre-check application fee of $85 is charged to your Goldenwest Visa Signature Card.

Trip Delay Insurance

Trip Delay Insurance

If travel is delayed by more than 12 hours due to covered hazards, Trip Delay can reimburse you for reasonable incurred expenses as result of that delay.

Lost Luggage Reimbursement

Lost Luggage Reimbursement

If luggage is lost by a common carrier, the cardholder can be reimbursed for the luggage and its contents.

Cell Phone Protection

Cell Phone Protection

This coverage will reimburse you for theft of, damage to or involuntary parting of your cell phone, not otherwise covered by another insurance policy.

Emergency Evacuation and Transportation

Emergency Evacuation and Transportation

Provides emergency transportation to the nearest medical facility in the event the cardholder experiences an injury or illness while on a trip.

Trip Cancellation/Interruption Insurance

Trip Cancellation/ Interruption Insurance

If a trip must be canceled or interrupted for covered reasons, this benefit can help reimburse the cardholder for the non-refundable cost of passenger fare.

Personal Identity Theft Protection

Personal Identity Theft Protection

Provides reimbursement up to $15,000 for covered expenses you incur to restore your identity as a result of a covered stolen identity event.

Porch Theft Protection

Porch Theft Protection

You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home your porch is empty. You don’t get frustrated, because you bought the item with your eligible VISA card so you may be covered with Theft Only Purchase Security.