30 Year Fixed

Conventional Mortgage

as low as 6.250% (6.401% APR)

20 Year Fixed

Conventional Mortgage

as low as 5.750% (5.975% APR)

15 Year Fixed

Conventional Mortgage

as low as 5.750% (5.993% APR)

12 Year First Mortgage w/ 6 Year Call

Mortgage

6.375% (6.511% APR)

12 Year Second Mortgage w/ 6 Year Call

Mortgage

6.750% (6.886% APR)

15 Year Second Mortgage w/ 5 Year Call

Mortgage

6.875% (7.005% APR)

20 Year Second Mortgage w/ 5 Year Call

Mortgage

6.990% (7.115% APR)

5 Year Mortgage

Mortgage

as low as 5.750% (5.750% APR)

7 Year Mortgage

Mortgage

as low as 6.250% (6.250% APR)

10 Year Mortgage

Mortgage

as low as 6.500% (6.500% APR)

15 Year First Mortgage w/ 5 Year Call

Mortgage

6.250% (6.379% APR)

20 Year First Mortgage w/ 5 Year Call

Mortgage

6.375% (6.248% APR)

5/1 Adjustable Rate Mortgage No MI

6.250% (6.406% APR)

7/1 Adjustable Rate Mortgage No MI

6.250% (6.409% APR)

Home Equity Line of Credit

20 Year Term - Variable

as low as 6.250% APR

Construction Loan

Fixed

5.750% (7.306% APR)

One-Time Close Construction Loan

5/1 ARM No MI

as low as 6.250% (6.376% APR)

One-Time Close Construction Loan

7/1 ARM

as low as 6.250% (6.379% APR)

Improved Building Lot

Fixed

6.750% (7.201% APR)

Learn More or Apply Now Get a Personalized Rate Quote Online

Rates and terms are accurate as of November 25, 2022 and are subject to change. The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria. Payment examples based on 80% loan-to-value, loan amount of $100,000 and interest payments. 12-year mortgage at 6.511% APR will have a monthly payment of $995.37. 15-year mortgage at 6.379% APR will have a monthly payment of $857.42. 20-year mortgage at 6.499% APR will have a monthly payment of $738.23. Other conditions and restrictions may apply. Annual Percentage Rates (APR) for 12, 15 and 20 year mortgages are calculated based on a $100,000 loan with a 0.50% origination fee. Rates subject to change without notice. As of November 1, 2022 Prime Rate is 6.25% APR. No fees or closing costs on non-purchase loans on a primary residence, under $200,000, and a CLTV under 80%. Construction Rate is 5.75% Fixed with an Annual Percentage Rate (APR) as low as 7.306%. Rate example based on loan amount of $647,200K, 660+ FICO, and 80% loan-to-value. One-Time Close Construction long-term loan is a 30-Year 7/1 Adjustable Rate Mortgage (ARM). Stated rate is as low as 6.25%, Annual Percentage Rate (APR) 6.379% Rate example based on loan amount of $647,200K, 680+ FICO, and 80% loan-to-value. Rate for construction period of loan is as low as 6.25% Fixed. Lot Loan Rate is 6.75% Fixed with an Annual Percentage Rate (APR) as low as 7.201%. Rate example based on loan amount of $175,000, 680+ FICO, and 80% loan-to-value. One-Time Close Construction long-term loan is a 30-Year 5/1 Adjustable Rate Mortgage (ARM). Stated rate is as low as 6.25%, Annual Percentage Rate (APR) 6.376% Rate example based on loan amount of $647,200K, 680+ FICO, and 80% loan-to-value. Rate for construction period of loan is as low as 6.25% Fixed.