Business Visa Low Rate Credit Card

If you’re running a business, a universally accepted credit card can be your company’s life line for handling daily expenses.

It doesn’t get any better than a Business Visa credit card with a low-fixed rate, no annual fee, and no balance transfer fees.

Top Features

  • No annual fee
  • 9.50% APR fixed
  • No balance transfer fees

Additional Features

  • Worldwide acceptance at retailers and ATMs
  • Purchase security extended protection
  • Assign authorized users

Special Offer

0% Interest on all purchases and balance transfers for 6 months

*0% interest Annual Percentage Rate (APR) for the first six statement cycles on all purchases and balance transfers after opening a new Low-Rate Business Visa Credit Card. After the initial six statement cycles, the remaining amount will convert to the pre-determined rate determined by creditworthiness at account opening. The 0% balance transfer offer may not be used to pay any Goldenwest Credit Union, USU Credit Union or Healthcare Credit Union accounts. This offer is available on new Low-Rate Business Visa Credit Cards. Offer excludes consumer Visa products. One offer per business account/EIN number. Other conditions and eligibility requirements may apply. Equal Opportunity Lender.

Features available on Business Low Rate and Business Rewards Cards :

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Account Access

Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.

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Card Controls

With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.

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Mobile Wallets

Goldenwest Visa credit cards can be activated on several mobile wallets including Apple Pay, Google Pay and Samsung Pay to make purchases with your authorized mobile device.

Instant issue

Instant Issue

Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All Goldenwest branches offer Visa card instant issue, giving you immediate access to your line of credit!


Contactless Payment

Goldenwest Visa credit cards feature contactless technology for a fast, easy, and secure checkout.

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Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.

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EMV Chip Security

Goldenwest Visa credit cards feature EMV microchips to better store and protect your personal account information.

ID Navigator

ID Navigator

Your partner against identity theft. Your Goldenwest Visa credit card includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened. To confirm eligibility, visit

Purchase Security and Extended Protection

Purchase Security and Extended Protection

Purchase Security and Extended Protection automatically protect many new retail purchases that you make with your eligible Visa Business card.

Business Travel Accident Insurance

Business Travel Accident Insurance

Business Travel Accident Insurance is accidental death and dismemberment insurance to cover you while you are traveling.

Visa SavingsEdge

Visa SavingsEdge

Save automatically on everyday business purchases with dozens of name brand merchants. Plus, activate additional offers for even greater savings after you enroll your Visa Business Card with Visa SavingsEdge.

Porch Theft Protection

Porch Theft Protection

You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home your porch is empty. You don’t get frustrated, because you bought the item with your eligible VISA card so you may be covered with Theft Only Purchase Security.