Business Visa Purchase Card

If you’re running a business, a universally accepted credit card can be your company’s life line for handling daily expenses.
Manage your business expense accounts from the convenience of your desk!
Manage your business credit card transactions anytime, anywhere.
Top Features
- Increase or decrease employee credit limits
- View and Manage Cardholder purchases
- Create/Delete Cardholders
- Customize restrictions on employee cards
- No annual fee
Additional Features
- Credit-line options to meet your needs
- No balance transfer fees
- View detailed reports from your portal
Reach out directly to our Business Services line to start an application at 801-476-3500 or contact the business relationship manager for your area:

Cordon Barker
Weber and Box Elder County
801-476-5102

Gonzalo Gonzalez
Weber County
801-786-8495

Latara Baker
Cache County
435-713-1812

Caitlin Mason
Davis & Salt Lake County
801-476-5155

Reagan Woodward
Washington County
435-656-7216

Kodie Murray
Weber and Box Elder County
801-476-5103
Have a local Goldenwest Business Services Specialist contact you:
Thank you! We have received your information. Someone will contact you soon.
VISA BASIC/VISA REWARDS AND THE AGGIE CARD
SIMPLY PLATINUM/SIMPLY PLATINUM REBATE
APPLICATION AND SOLICITATION DISCLOSURE
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
Visa Basic
11.24% - 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
VISA Rewards and The Aggie Card
12.74% - 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Simply Platinum
9.75% - 18.00%, based on your creditworthiness.
Simply Platinum Rebate
12.75% - 18.00%, based on your creditworthiness.
Visa Signature
16.74%. This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
Visa Basic
11.24% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Visa Rewards and The Aggie Card
12.74% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Simply Platinum
9.75% to 18.00%, based on your creditworthiness.
Simply Platinum Rebate
12.75% to 18.00%, based on your creditworthiness.
Visa Signature
16.74%. This APR will vary with the market based on the Prime Rate.
APR for Cash Advances
Visa Basic
11.24% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Visa Rewards and The Aggie Card
12.74% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Simply Platinum
9.75% to 18.00%, based on your creditworthiness
Simply Platinum Rebate
12.75% to 18.00%, based on your creditworthiness
Visa Signature
16.74%. This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee
- Annual Fee
None
Transaction Fees
- Balance Transfer Fee
None
- Cash Advance Fee
1.50% of the amount of each cash advance
- Foreign Transaction Fee
1.00% of each multiple currency transaction in U.S. dollars
1.00% of each single currency transaction in U.S. dollars
Penalty Fees
- Late Payment Fee
Up to $22.00
- Returned Payment Fee
Up to $22.00
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
Effective Date:
The information about the costs of the card described in this application is accurate as of May 1, 2023. This information may have changed after that date. To find out what may have changed, contact the Credit Union.
For California Borrowers, the Visa Basic, Visa Rewards and The Aggie Card, Simply Platinum and Simply Platinum Rebate are secured credit cards. Credit extended under this credit card account is secured by various personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account on a separate Pledge of Shares, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings. Notwithstanding the foregoing, you acknowledge and agree that during any periods when you are a covered borrower under the Military Lending Act your credit card will be secured by any specific Pledge of Shares you grant us but will not be secured by all shares you have in any individual or joint account with the Credit Union. For clarity, you will not be deemed a covered borrower if: (i) you establish your credit card account when you are not a covered borrower; or (ii) you cease to be a covered borrower.
OTHER DISCLOSURES
Late Payment Fee
$22.00 or the amount of the required minimum payment, whichever is less, if you are 15 or more days late in making a payment.
VISA BASIC/VISA REWARDS AND THE AGGIE CARD
SIMPLY PLATINUM/SIMPLY PLATINUM REBATE
APPLICATION AND SOLICITATION DISCLOSURE
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
Visa Basic
11.24% - 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
VISA Rewards and The Aggie Card
12.74% - 18.00% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Simply Platinum
9.75% - 18.00%, based on your creditworthiness.
Simply Platinum Rebate
12.75% - 18.00%, based on your creditworthiness.
Visa Signature
16.74%. This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers
Visa Basic
11.24% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Visa Rewards and The Aggie Card
12.74% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Simply Platinum
9.75% to 18.00%, based on your creditworthiness.
Simply Platinum Rebate
12.75% to 18.00%, based on your creditworthiness.
Visa Signature
16.74%. This APR will vary with the market based on the Prime Rate.
APR for Cash Advances
Visa Basic
11.24% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Visa Rewards and The Aggie Card
12.74% to 18.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Simply Platinum
9.75% to 18.00%, based on your creditworthiness
Simply Platinum Rebate
12.75% to 18.00%, based on your creditworthiness
Visa Signature
16.74%. This APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee
- Annual Fee
None
Transaction Fees
- Balance Transfer Fee
None
- Cash Advance Fee
1.50% of the amount of each cash advance
- Foreign Transaction Fee
1.00% of each multiple currency transaction in U.S. dollars
1.00% of each single currency transaction in U.S. dollars
Penalty Fees
- Late Payment Fee
Up to $22.00
- Returned Payment Fee
Up to $22.00
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
Effective Date:
The information about the costs of the card described in this application is accurate as of May 1, 2023. This information may have changed after that date. To find out what may have changed, contact the Credit Union.
For California Borrowers, the Visa Basic, Visa Rewards and The Aggie Card, Simply Platinum and Simply Platinum Rebate are secured credit cards. Credit extended under this credit card account is secured by various personal property and money including, but not limited to: (a) any goods you purchase with this account, (b) any shares you specifically pledge as collateral for this account on a separate Pledge of Shares, (c) all shares you have in any individual or joint account with the Credit Union excluding shares in an Individual Retirement Account or in any other account that would lose special tax treatment under state or federal law, and (d) collateral securing other loans you have with the Credit Union excluding dwellings. Notwithstanding the foregoing, you acknowledge and agree that during any periods when you are a covered borrower under the Military Lending Act your credit card will be secured by any specific Pledge of Shares you grant us but will not be secured by all shares you have in any individual or joint account with the Credit Union. For clarity, you will not be deemed a covered borrower if: (i) you establish your credit card account when you are not a covered borrower; or (ii) you cease to be a covered borrower.
OTHER DISCLOSURES
Late Payment Fee
$22.00 or the amount of the required minimum payment, whichever is less, if you are 15 or more days late in making a payment.