Balance Transfers

Members can take advantage of our low Visa Credit Card rates and transfer their existing balances from other institutions or cards to their Goldenwest Credit Union credit card.

To complete a balance transfer, you will need your most recent billing statement to input the needed information. Log in to your Goldenwest online banking or the mobile app and select the Card Control widget. Select “Balance Transfer” located under the credit card. From here, you will be asked to type in the name, account number, mailing address for the other institution, and amount you would like to have transferred from your Goldenwest Credit Card to your other credit card to pay off all or some of the balance at the other institution.

Transfer your balance today!

It is quick and easy.

  • Log in online or with the mobile app
  • Select the card control widget
  • Select the credit card you would like to transfer to
  • Select Balance Transfer and follow the prompts

Special Offer

0% Balance Transfers - Move your balance to any Goldenwest Credit Union Visa credit card with 0% interest for 6 months.

Transfer your balance today by logging in online or with the mobile app and select Card Controls, your card, and balance transfers. Click here for more information.

Please contact us at 1-800-283-4550 or speak with a branch representative for more details.

0% Fixed Annual Percentage Rate (APR) for the first six statement cycles on balance transfers during the promotional period defined as 01/01/21 through 03/31/21. After the initial six statement cycles, the remaining balance transfer amount will convert to the pre-determined rate determined by creditworthiness at account opening. The 0% balance transfer offer may not be used to pay any Goldenwest Credit Union, USU Credit Union or Healthcare Credit Union accounts.