Auto Loans

Auto Loan Rates

2.49% APR
Up to 72 Months Variable Rate
Payment Example: $149.67 / month*
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2.74% APR
Up to 60 Months Fixed Rate
Payment Example: $178.53 / month*
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2.99% APR
Up to 72 Months Fixed Rate
Payment Example: $151.89 / month*
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3.89% APR
Up to 84 Months Fixed Rate
Payment Example: $136.18 / month*
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Boat, RV, Trailer, Motorcycle, Snowmobile, ATV, or Small Water Craft Loan Rates

4.25% APR
Up to 144 Months Fixed Rate
Payment Example: $88.77 / month*
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Rates and terms are accurate as of March 1, 2014 and are subject to change.

The Annual Percentage Rates are our best rates. Your rate may be higher based on credit history, eligibility and underwriting criteria.

New money only. Not available with other discounts or promotions.

84-month term available for loans greater than $20,000.

Boat/RV/Trailer loans up to 12-year term with a 6-year rate review.

*Payment example is for each $10,000.00 borrowed.

Auto loans

The latest information to help you research, purchase, and finance your next vehicle.

To help you make the best buy on a new or previously-owned vehicle, Goldenwest offers low-interest auto loans with flexible terms, and no origination fees or hidden costs. Goldenwest offers refinancing on auto loans from other lenders to help our members lower their rate and/or change their term.

Research Your Next Vehicle

We also provide powerful online resource free to all of our members. Visit AUTOSMART for valuable information and research tools that can help you save time and money when purchasing your next vehicle.

First-Time Auto Loan

You'll never forget buying your first car. Goldenwest can help you get the best possible financing with our first-time auto buyer program...even if you don’t have an established credit history. And if you're using your new ride to get to classes, we’ll include everything that comes with our student checking package... absolutely free!

Guaranteed Auto Protection

Goldenwest offers Guaranteed Auto Protection (GAP) on most auto loans. GAP covers the difference between the actual cash value of the car and the outstanding loan balance at the time of loss.

Mechanical Breakdown Protection

Goldenwest offers Mechanical Breakdown Protection (MBP) on most auto loans to help members reduce costs on future vehicle repairs and associated costs.

RVs, Boats & Trailers

To help you get away from it all, Goldenwest offers excellent rates and terms on loan for RVs, boats and trailers. Enjoy no loan origination fees or hidden costs.

Motorcycles, ATVs, Snowmobiles and More

Whether you like to hit the trails, or prefer the open road, we can help you get your new motorcycle, all terrain vehicle or snowmobile. Goldenwest can also help you get a loan for personal watercraft, horse trailers, computers, durable goods, and more.

Interest rates vary among models so ask us about specific rates and terms.

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Repo Lot

Get a great deal on these vehicles currently available on our repo lot:

2000 Volkswagen Beetle
2000 Volkswagen Beetle

127,000 Miles


2011 Toyota 
FJ Cruiser
2011 Toyota FJ Cruiser

72,000 Miles


2009 Volkswagen 
2009 Volkswagen Tiguan

74,000 Miles


2011 Chrysler 300
2011 Chrysler 300

25,000 Miles