Auto Loans

Auto Loan Rates

2.74% APR
Up to 60 Months Fixed Rate
Payment Example: $178.53 / month*
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2.99% APR
Up to 72 Months Fixed Rate
Payment Example: $151.89 / month*
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3.89% APR
Up to 84 Months Fixed Rate
Payment Example: $136.18 / month*
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Boat, RV, Trailer, Motorcycle, Snowmobile, ATV, or Small Water Craft Loan Rates

4.25% APR
Up to 144 Months Fixed Rate
Payment Example: $88.77 / month*
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Rates and terms are accurate as of October 1, 2014 and are subject to change.

The Annual Percentage Rates are our best rates. Your rate may be higher based on credit history, eligibility and underwriting criteria.

84-month term available for loans greater than $20,000.

New money only. Not available with other discounts or promotions.

Boat/RV/Trailer loans up to 12-year term with a 6-year rate review.

*Payment example is for each $10,000.00 borrowed.

Perfect day for a drive

Auto Loans

Goldenwest offers low-interest auto loans with flexible terms, and no origination fees or hidden costs. Financing your auto loan is quick and easy, whether you're refinancing from another financial institution or purchasing a new or used vehicle.

Use our auto loan calculator to see how much you will save with a Goldenwest Credit Union auto loan.

Benefits of a Goldenwest Auto Loan:

  • Rates as low as 2.74% fixed APR
  • Available for both new and used vehicles
  • Onsite financing—ask the dealership for Goldenwest financing
  • Terms up to 84 months
  • Quick approval process
  • No applications fees
  • eSignature - Sign loan documents from home*

The latest information to help you research, purchase, and finance your next vehicle.

Research Your Next Vehicle

We also provide a powerful online resource free to all of our members. Visit AUTOSMART for valuable information and research tools that can help you save time and money when purchasing your next vehicle.

First-Time Auto Loan

Goldenwest can help you get the best possible financing with our first-time auto buyer program...even if you don’t have an established credit history. If you're using your new ride to get to classes, we’ll include everything that comes with our student checking package... absolutely free! Learn More.


We understand that visiting a branch isn't always the most convenient way to get an auto loan. Goldenwest now offers eSignature - apply for a loan online or at a branch and sign the loan documents from home with a digital signature*. Or, let the dealership do the work for you; ask for Goldenwest financing at the dealership and close the loan on site.

Guaranteed Auto Protection

Goldenwest offers Guaranteed Auto Protection (GAP) on most auto loans. GAP covers the difference between the actual cash value of the car and the outstanding loan balance at the time of loss. GAP is recommended for new car purchases and loans with a high loan to value ratio.

Mechanical Breakdown Protection

Goldenwest offers Mechanical Breakdown Protection (MBP) on most auto loans to help members reduce costs on future vehicle repairs and associated costs.

*eSignature or Digital signature is available for current Goldenwest Credit Union members. Some loan products are not available for Digital Signature closings. Restrictions may apply.

RV Loans as low as 4.25% APR - Apply now

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Repo Lot

Get a great deal on these vehicles currently available on our repo lot: