Auto Loans

Auto Loan Rates

2.49% APR
Up to 72 Months Variable Rate
Payment Example: $149.67 / month*
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2.74% APR
Up to 60 Months Fixed Rate
Payment Example: $178.53 / month*
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2.99% APR
Up to 72 Months Fixed Rate
Payment Example: $151.89 / month*
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3.89% APR
Up to 84 Months Fixed Rate
Payment Example: $136.18 / month*
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Boat, RV, Trailer, Motorcycle, Snowmobile, ATV, or Small Water Craft Loan Rates

4.25% APR
Up to 144 Months Fixed Rate
Payment Example: $88.77 / month*
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Rates and terms are accurate as of March 1, 2014 and are subject to change.

The Annual Percentage Rates are our best rates. Your rate may be higher based on credit history, eligibility and underwriting criteria.

New money only. Not available with other discounts or promotions.

84-month term available for loans greater than $20,000.

Boat/RV/Trailer loans up to 12-year term with a 6-year rate review.

*Payment example is for each $10,000.00 borrowed.

Auto loans

Auto Loans

Goldenwest offers low-interest auto loans with flexible terms, and no origination fees or hidden costs. Goldenwest offers refinancing on auto loans from other lenders to help our members lower their rate and/or change their term.

Benefits of a Goldenwest Auto Loan:

  • Rates as low as 2.74% fixed APR or 2.49% variable
  • Available for both new and used vehicles
  • Onsite financing—ask the dealership for Goldenwest financing
  • Terms up to 84 months
  • Quick approval process
  • No applications fees

The latest information to help you research, purchase, and finance your next vehicle.

Research Your Next Vehicle

We also provide powerful online resource free to all of our members. Visit AUTOSMART for valuable information and research tools that can help you save time and money when purchasing your next vehicle.

First-Time Auto Loan

Goldenwest can help you get the best possible financing with our first-time auto buyer program...even if you don’t have an established credit history. And if you're using your new ride to get to classes, we’ll include everything that comes with our student checking package... absolutely free! Learn More.

Guaranteed Auto Protection

Goldenwest offers Guaranteed Auto Protection (GAP) on most auto loans. GAP covers the difference between the actual cash value of the car and the outstanding loan balance at the time of loss.

Mechanical Breakdown Protection

Goldenwest offers Mechanical Breakdown Protection (MBP) on most auto loans to help members reduce costs on future vehicle repairs and associated costs.

Adventure Awaits - RV Loans as low as 4.25% APR - Apply now

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View All Vehicles

Repo Lot

Get a great deal on these vehicles currently available on our repo lot:

2008 Nissan 
2008 Nissan Titan

78,000 Miles


2009 Pontiac 
2009 Pontiac G8

72,000 Miles


2005 Chevrolet 
2005 Chevrolet Tahoe

124,000 Miles


2005 Honda Accord
2005 Honda Accord

176,000 Miles


2009 Volkswagen 
2009 Volkswagen Tiguan

74,000 Miles


2003 Saab 
2003 Saab 9-5

117,000 Miles