About Goldenwest Credit Union

Goldenwest Credit Union is a leading provider of financial products and services throughout the state of Utah.

As a not-for-profit financial cooperative, Goldenwest is owned by its 100,000 members. With branches from Smithfield to St George the credit union has 26 branches statewide, including the USU Credit Union division in northern Utah and 5,000+ shared branches nationwide.

Brief History


The Ogden Railway and Depot Company Employees Federal Credit Union was organized. The organizational meeting took place in the Union Depot Building in Ogden. The founders were seven men who were employed by the Ogden Railway and Depot Company.


A new building was dedicated on 26th Street in downtown Ogden, becoming the first credit union in Utah to build its own facility.


Members voted to change the name to Goldenwest Credit Union to be more representative of the expanding membership base.


In the year 2000, the Corporate Office moved to the existing headquarters at 5025 Adams Avenue in South Ogden.


Goldenwest Credit Union and USU Credit Union merged. USU Credit Union retained its name and Utah State University affiliated brand as a division of Goldenwest.

We are thankful to the thousands of members who have made Goldenwest everything it is today, and who have laid the foundation for what our credit union will be tomorrow. We are proud of our heritage, and honor our founding members in establishing this great organization.


Goldenwest exists to serve and empower our members so they can achieve financial success in their families, businesses, and communities. As an organization, we set strategic objectives for the credit union's strength so that we may be a viable resource for our membership.


BauerFinancial, the leading ratings provider for banks and credit unions, ranked Goldenwest in the top ten percent of the strongest credit unions in the nation. For many years, Goldenwest has received the five-star "Sustained Superiority Status" for capital adequacy, asset quality and stability. Goldenwest has also received a financial strength rating of “A” or “Excellent” from Weiss Ratings.

Goldenwest has received many awards for strength and work place flexibility. Including NAFCU’s Credit Union of the year in 2007 and Utah Business “Best of State” award in the credit union category for six consecutive years.

Annual Report

A copy of our latest Annual Report is available in PDF format.

Download Goldenwest Annual Report (PDF)