Autumn is the time of year that temperatures get cooler, the days get shorter, and Goldenwest’s Medicare experts meet with members during the Annual Enrollment Period, or AEP. In the past four years, our licensed sales agents have helped more than 650 members enroll in Medicare plans with United Healthcare, Regence BlueCross BlueShield, and SelectHealth.

Medicare plans can change every year. To help members stay current with recent changes, Goldenwest is hosting 19 in-person and virtual Medicare seminars during AEP. To find out if you can get better coverage and flexibility with your plan, including a $0 monthly premium, I invite you to meet personally with a Goldenwest licensed sales agent. Contact Samuel Hart at 801-786-8043 (Weber County and northern Utah), Nate Murdock at 801-746-5110 (Davis County), or Cody Mikulecky at 801-786-8165 (Salt Lake County, Utah County, and southern Utah).

It’s gratifying when members tell me about their positive experiences with our Medicare team. Our licensed sales agents are long-time Goldenwest employees who are available to meet with members in any Credit Union branch, over the phone, or in your home.

If your 65th birthday is on the horizon, connect with our Medicare team about your options. There is a seven-month Initial Enrollment Period (IEP) for Medicare – three months before your 65th birthday, the month of your birthday, and three months following your birthday.

Medicare isn’t the only thing I am talking about during this fall season. I am sharing the great news about our rising yields on deposits! We currently have four Certificate Specials with the highest yields we have offered in years:

• 2.75% APY for 8 Months
• 4.00% APY for 13 Months
• 4.10% APY for 21 Months with a one-time bump
• 4.25% APY for 33 Months

Even better, if you are a President’s Club member, you can earn an additional 0.25% APY on your Certificates. For members wanting more liquidity in deposits, our Insured Money Market Accounts are paying dividends as high as 2.60% APY.

In other Credit Union news, I am pleased to announce that Goldenwest was recently listed among the “Best Credit Unions to Work For” in 2022 by Credit Union Journal magazine. In addition, we were honored to be named the “Employer of the Year” Award from the Davis Chamber of Commerce. We are proud of our team! Taking care of our employees is an excellent investment in the Credit Union.

As always, if there is anything I can do to help you get the most from your Goldenwest membership, please reach out to me at president@gwcu.org.