Teacher Resources
Teaching financial literacy can make a lasting difference, and Goldenwest is here to help make it easier.
Our Financial Wellness Coordinators provide engaging, real-world financial education for schools and communities. Whether you are looking for an in-class presentation, classroom resources, support for an upcoming event, or additional opportunities for your students, we offer a variety of tools and programs to meet your needs.
Financial Wellness Coordinators
Resources for Teachers
Explore curriculum and support designed to make financial education practical, engaging, and easier to bring into your classroom.
In-Classroom Presentations
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Account Management
Designed to support high school students and complement classroom learning.
Start the school year off with financial skills students can use right away and valuable information they can share at home.
Students will explore:
- Financial Guiding Principles for Life: Reduce stress, gain control, and maximize your money's power.
- Types of Bank Accounts: Learn which financial tool is right for each job.
- Choosing a Financial Institution: Compare rates, fees, services, and promotions to find the best fit.
- Fraud: Recognize common scams and learn how to protect personal and financial information.
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Credit Basics
Designed to support high school students and complement classroom learning.
Help students understand why credit matters, how it works, and how to use it responsibly.
Students will explore:
- Credit Matters: Understand how credit is measured and why it can affect future financial opportunities.
- Building Credit: Learn how to establish credit before it is needed.
- Revolving Loans: Explore how credit cards and other revolving accounts work.
- Using Credit Carefully: Understand the responsibilities and risks that come with borrowing.
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Invest in Your Future
Designed to support high school students and complement classroom learning.
Introduce students to financial concepts that can have a powerful effect on their long-term financial well-being.
Students will explore:
- Semi-liquid Savings: Build a secure financial foundation with accessible savings.
- Investing, Speculating, and Gambling: Understand the important differences.
- Compound Growth and the Rule of 72: See how time can affect the growth of money.
- Stocks, Bonds, Businesses, and Index Funds: Learn common ways people own or finance companies.
- IRA's and 401k's: Discover why preparing for retirement early can make a significant difference.
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How to Buy a Car
Designed to support high school students and complement classroom learning.
Take students through the car-buying process with a practical, activity-based lesson they can use again in the future.
Students will explore:
- Qualifying for financing.
- Establishing an affordable budget.
- Calculating the true cost of owning a vehicle.
- Comparing available options.
- Completing the purchasing and financing process.
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Be Smart With Your Money
Designed to support high school students and complement classroom learning.
A flexible lesson built around our Financial Attitudes Assessment. It is suited to shorter class periods.
Students will explore:
- What's Your Financial Personality? Take the assessment and discover how personal attitudes can influence financial decisions.
- The Big Picture: Identify commonly overlooked details and see how everyday money decisions fit together.
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How to Buy a House
Designed to support high school students and complement classroom learning.
A practical introduction to homebuying for financial literacy and business classes.
Students will explore:
- Preapproval: Gather the financial facts before beginning a home search.
- Choosing an Agent: Understand how the right professional can affect the experience, cost, and stress of buying a home.
- Choosing Your Home: Evaluate needs, priorities, and available options.
- Calculate the Cost: Look beyond the mortgage to understand the broader costs of homeownership.
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Banking and Business
Designed to support high school students and complement classroom learning.
Give business students an inside look at what financial institutions consider when evaluating funding requests.
Students will explore:
- What Financial Institutions Look For: Understand the factors involved in a lending decision.
- The Funding Process: Learn what documents may be required and who is involved.
- Partnership: Explore banking products and tools that can help a business grow and manage its finances.
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The Next Five Years
Designed to support intermediate and high school students and complement classroom learning.
Help students prepare financially and personally for education after high school.
Students will explore:
- Life Can Be Expensive: Consider the expenses that may accompany the next stage of life.
- How to Minimize the Cost of School: Explore scholarships, grants, and practical money-saving strategies.
- Making the Most of Higher Education: Learn how involvement, campus resources, relationships, and navigating the paths of higher education can help.
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Money with Meaning
Designed to support intermediate students and complement classroom learning.
Introduce students to practical money management concepts that help them make informed financial decisions.
Students will explore:
- Money Mindset: Explore the big picture, value-based spending, smart saving, and practice budgeting.
- Cost of Living and the 50/30/20 Rule: Learn about the cost of living and how income can be divided among needs, wants, and savings.
- Value-Based Spending: Identify personal priorities and understand opportunity cost.
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Organized Expenses: Learn the difference between fixed and variable expenses.
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Smart Saving: Explore spending habits, interest, and savings accounts.
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Budgeting in Practice: Apply budgeting concepts and learn how to track financial progress.
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Careers in Financial Institutions
Designed to support intermediate and high school students and complement classroom learning.
Introduce students to career opportunities within financial institutions and the skills and education that can help them succeed.
Students will explore:
- Financial Representative Roles: Learn about job responsibilities, including helping members with savings accounts and other financial needs.
- Teller skills: Explore the skills needed to work effectively with members and handle financial transactions.
- Career Options: Discover different career paths available within financial institutions.
- Loan Officer Skills: Learn about the responsibilities and skills involved in lending roles.
- Schedule: Explore what schedules and day-to-day work may look like in a financial institution.
- Post-Secondary Training: Learn about education and training that may be helpful for different career paths within a financial institution.
Youth Engagement Program
Help your students build smart financial habits and get rewarded along the way. Goldenwest members ages 13-25 may earn up to $250 when they open a new checking account and complete activities that help them put their money skills into practice.
Smart Money Offer
Earn up to $250 when you open and use your SMARTStart or SMARTPay Checking Account!
Smart Money Financial Wellness Center
Give your students practical tools to build financial confidence. Smart Money offers self-directed courses and interactive resources that help students build everyday money skills.
- 50+ Smart Money Topics
- Over a dozen tools and calculators
- Self-directed learning courses
- Customizable money "to do" list
- Track your spending
- Create a budget
Volunteers
Looking for judges for an upcoming DECA, FBLA, FFA, or other student business competition? Goldenwest business and finance professionals would love to volunteer. They can offer real-world insights, helpful feedback, and encouragement to support your students as they learn and grow.