How much can I afford with a personal watercraft loan?

We recommend receiving pre-approval prior to looking for a personal watercraft. Pre-approval can help determine your budget and introduce communication with a financial service representative.

What is the difference between a boat loan and a personal watercraft loan?

Each loan is specialized for the vehicle that is being purchased. A boat loan includes boats, new and used. A personal watercraft loan includes small, motorized vehicles designed for an individual; new and used.

Will I need a separate loan for the personal watercraft(s) and a trailer?

No, we are able to include the personal watercraft(s) and trailer within the same loan. For additional questions and limitations, please reach out to us at 800-283-4550 or visit a branch near you.

Where can I purchase a personal watercraft?

Whether you purchase through a dealership or private party, we can help. Onsite financing is available at most dealerships. Ask your dealership for Goldenwest Credit Union financing.

Do personal watercraft have a Title?

Title requirements for boats are also held for personal watercraft. In the State of Utah, every watercraft from 1985 and forward must be Titled. Trailers weighing over 750lbs are also required to be Titled. Exceptions may apply. Other States may vary. For additional questions, please reach out to us at 800-283-4550 or visit a branch near you.

Personal Watercraft Loans

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We’re Ready When You’re Ready

When you’ve found the perfect personal watercraft to meet your needs, visit Goldenwest for the best deal on financing. Apply online or visit one of our many branches located throughout Utah.

With your personal watercraft, you can explore amazing places that may be difficult to reach by boat or land. Take your water adventures to the next level with a personal watercraft loan from Goldenwest.

Why choose Goldenwest Credit Union for your Personal Watercraft loan?

Available for both new and used personal watercraft
Terms up to 144 months
No application fees
eSignature – Sign loan documents from home

Personal Watercraft Loan Rates

**APR as low as
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Frequently Asked Questions

How much can I afford with a personal watercraft loan?

We recommend receiving pre-approval prior to looking for a personal watercraft. Pre-approval can help determine your budget and introduce communication with a financial service representative.
What is the difference between a boat loan and a personal watercraft loan?

Each loan is specialized for the vehicle that is being purchased. A boat loan includes boats, new and used. A personal watercraft loan includes small, motorized vehicles designed for an individual; new and used.
Will I need a separate loan for the personal watercraft(s) and a trailer?

No, we are able to include the personal watercraft(s) and trailer within the same loan. For additional questions and limitations, please reach out to us at 800-283-4550 or visit a branch near you.
Where can I purchase a personal watercraft?

Whether you purchase through a dealership or private party, we can help. Onsite financing is available at most dealerships. Ask your dealership for Goldenwest Credit Union financing.
Do personal watercraft have a Title?

Title requirements for boats are also held for personal watercraft. In the State of Utah, every watercraft from 1985 and forward must be Titled. Trailers weighing over 750lbs are also required to be Titled. Exceptions may apply. Other States may vary. For additional questions, please reach out to us at 800-283-4550 or visit a branch near you.

Personal Watercraft Loan

Enjoy blue skies, smooth sailing and new adventures.

We’re Ready When You’re Ready

Why choose Goldenwest Credit Union for your Personal Watercraft loan?

Personal Watercraft Loan Calculator