| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Loan | 5.500% | 5.681% |
| 20 Year Fixed Loan | 5.375% | 5.570% |
| 15 Year Fixed Loan | 4.875% | 5.173% |
Disclosures
- Rates and terms are accurate as of January 16, 2026 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Loans on approved credit. Rates, fees, and APRs are subject to change and vary based on creditworthiness and other factors. Actual rates, payments, and costs may be higher. Mortgage loans are subject to closing costs, and loans with an LTV of 80% or higher require PMI. Minimum down payment requirements vary by loan type. Payment examples do not include property taxes or homeowner’s insurance. Loan limits may apply by county or product. Tools and calculators are for informational purposes only and not financial advice. Get an official loan estimate from a mortgage expert before choosing a loan. Above rates are calculated based on a $440,000 loan amount with a 20% down payment.
- Loans on approved credit. Rates, fees, and APRs are subject to change and vary based on creditworthiness and other factors. Actual rates, payments, and costs may be higher. Mortgage loans are subject to closing costs, and loans with an LTV of 80% or higher require PMI. Minimum down payment requirements vary by loan type. Payment examples do not include property taxes or homeowner’s insurance. Loan limits may apply by county or product. Tools and calculators are for informational purposes only and not financial advice. Get an official loan estimate from a mortgage expert before choosing a loan. Above rates are calculated based on a $440,000 loan amount with a 20% down payment.
- Loans on approved credit. Rates, fees, and APRs are subject to change and vary based on creditworthiness and other factors. Actual rates, payments, and costs may be higher. Mortgage loans are subject to closing costs, and loans with an LTV of 80% or higher require PMI. Minimum down payment requirements vary by loan type. Payment examples do not include property taxes or homeowner’s insurance. Loan limits may apply by county or product. Tools and calculators are for informational purposes only and not financial advice. Get an official loan estimate from a mortgage expert before choosing a loan. Above rates are calculated based on a $440,000 loan amount with a 20% down payment.
- Rates subject to change without notice.
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed FHA Mortgage | 5.375% | 6.041% |
| 20 Year Fixed FHA Mortgage | 4.990% | 5.827% |
| 15 Year Fixed FHA Mortgage | 4.990% | 5.696% |
Disclosures
- Rates and terms are accurate as of January 16, 2026 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Loans on approved credit. Rates, fees, and APRs are subject to change and vary based on creditworthiness and other factors. Actual rates, payments, and costs may be higher. Mortgage loans are subject to closing costs, and loans with an LTV of 80% or higher require PMI. Minimum down payment requirements vary by loan type. Payment examples do not include property taxes or homeowner’s insurance. Loan limits may apply by county or product. Tools and calculators are for informational purposes only and not financial advice. Get an official loan estimate from a mortgage expert before choosing a loan. Above rates are calculated based on a $440,000 loan amount with a 20% down payment.
- Loans on approved credit. Rates, fees, and APRs are subject to change and vary based on creditworthiness and other factors. Actual rates, payments, and costs may be higher. Mortgage loans are subject to closing costs, and loans with an LTV of 80% or higher require PMI. Minimum down payment requirements vary by loan type. Payment examples do not include property taxes or homeowner’s insurance. Loan limits may apply by county or product. Tools and calculators are for informational purposes only and not financial advice. Get an official loan estimate from a mortgage expert before choosing a loan. Above rates are calculated based on a $440,000 loan amount with a 20% down payment.
- Loans on approved credit. Rates, fees, and APRs are subject to change and vary based on creditworthiness and other factors. Actual rates, payments, and costs may be higher. Mortgage loans are subject to closing costs, and loans with an LTV of 80% or higher require PMI. Minimum down payment requirements vary by loan type. Payment examples do not include property taxes or homeowner’s insurance. Loan limits may apply by county or product. Tools and calculators are for informational purposes only and not financial advice. Get an official loan estimate from a mortgage expert before choosing a loan. Above rates are calculated based on a $440,000 loan amount with a 20% down payment.
- Rates subject to change without notice.
| Product | Rate | |
|---|---|---|
| Home Equity Line of Credit | 6.750% |
Disclosures
- Rates and terms are accurate as of January 1, 2026 and are subject to change.
- As of January 1, 2026 Prime Rate is 6.75% APR.
- No fees or closing costs on non-purchase loans on a primary residence, under $200,000, and a CLTV under 80%.
| Product | Rate | APR |
|---|---|---|
| Construction Loan | 6.125% | 7.826% |
| One-Time Close Construction Loan | 6.375% | 6.601% |
| Lot Loan Special 1-year balloon | 5.550% | 5.895% |
| Improved Building Lot 3-year balloon | 6.490% | 6.790% |
Disclosures
- Rates and terms are accurate as of September 9, 2025 and are subject to change.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Construction Loan 6.125% Rate has an APR (Annual Percentage Rate) of 7.826%. Rate example based on loan amount of $647,200.00, 680+ Fico, and 80% loan-to-value.
- One-Time Close Construction long-term loan is a 30-Year 7/1 Adjustable Rate Mortgage (ARM). Stated rate is as low as 6.375%, Annual Percentage Rate (APR) 6.601%. Rate example based on loan amount of $647,200, 680+ FICO, and 80% loan-to-value. Rate for construction period of loan is 6.375% Fixed.
- 5.55% Rate has an APR (Annual Percentage Rate) of 5.895% and is based on a 30 Year amortization, $200,000 loan amount, 20% down payment, with a 1-year balloon payment.
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed VA Mortgage | 5.375% | 5.509% |
| 15 Year Fixed VA Mortgage | 6.250% | 6.592% |
Disclosures
- Rates and terms are accurate as of January 16, 2026 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Sample rates and terms are based on the assumptions below and may change without notice. Get a personalized Loan Estimate that reflects your specific financial scenario.
- Loans on approved credit. Rates, fees, and APRs are subject to change and vary based on creditworthiness and other factors. Actual rates, payments, and costs may be higher. Mortgage loans are subject to closing costs, and loans with an LTV of 80% or higher require PMI. Minimum down payment requirements vary by loan type. Payment examples do not include property taxes or homeowner’s insurance. Loan limits may apply by county or product. Tools and calculators are for informational purposes only and not financial advice. Get an official loan estimate from a mortgage expert before choosing a loan. Above rates are calculated based on a $440,000 loan amount with a 20% down payment.
- Loans on approved credit. Rates, fees, and APRs are subject to change and vary based on creditworthiness and other factors. Actual rates, payments, and costs may be higher. Mortgage loans are subject to closing costs, and loans with an LTV of 80% or higher require PMI. Minimum down payment requirements vary by loan type. Payment examples do not include property taxes or homeowner’s insurance. Loan limits may apply by county or product. Tools and calculators are for informational purposes only and not financial advice. Get an official loan estimate from a mortgage expert before choosing a loan. Above rates are calculated based on a $440,000 loan amount with a 20% down payment.
- Loans on approved credit. Rates, fees, and APRs are subject to change and vary based on creditworthiness and other factors. Actual rates, payments, and costs may be higher. Mortgage loans are subject to closing costs, and loans with an LTV of 80% or higher require PMI. Minimum down payment requirements vary by loan type. Payment examples do not include property taxes or homeowner’s insurance. Loan limits may apply by county or product. Tools and calculators are for informational purposes only and not financial advice. Get an official loan estimate from a mortgage expert before choosing a loan. Above rates are calculated based on a $440,000 loan amount with a 20% down payment.
- Rates subject to change without notice.