Direct Deposit

Your Money, Right Where You Need It

Spend less time depositing checks and more time on what matters.

Direct deposit sends your paycheck straight to your Goldenwest account. No trips to a branch. No paper checks to track. Just a convenient way to receive your money.

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Get Paid Up to Two Business Days Early

With early payroll deposits, eligible paychecks can post to your Goldenwest account up to two business days before your scheduled payday. 

If you're usually paid on Friday, your paycheck could post as early as Wednesday. That means more time to take care of everyday expenses or set money aside for what's next.

Early posting depends on when Goldenwest receives your employer's payroll information and is not guaranteed for every deposit. Plan your bills and automatic payments around your regularly scheduled payday.*

Set Up Your Direct Deposit

  1. Check with your employer: Ask your payroll team about their direct deposit process.
  2. Provide your account information: Complete our Direct Deposit Form or find your prefilled Direct Deposit Form in the mobile app or online banking. You can also enter your Goldenwest Credit Union routing and account numbers directly into your employer’s payroll system.
  3. Confirm your start date: Your payroll team can let you know when your first direct deposit will post. 

Have questions about getting started? Contact Goldenwest or visit your nearest branch. 

Frequently Asked Questions

*Early posting depends on when Goldenwest receives your employer's payroll information and is not guaranteed for every deposit. Member NCUA.