Direct Deposit
Your Money, Right Where You Need It
Spend less time depositing checks and more time on what matters.
Direct deposit sends your paycheck straight to your Goldenwest account. No trips to a branch. No paper checks to track. Just a convenient way to receive your money.
Get Paid Up to Two Business Days Early
With early payroll deposits, eligible paychecks can post to your Goldenwest account up to two business days before your scheduled payday.
If you're usually paid on Friday, your paycheck could post as early as Wednesday. That means more time to take care of everyday expenses or set money aside for what's next.
Early posting depends on when Goldenwest receives your employer's payroll information and is not guaranteed for every deposit. Plan your bills and automatic payments around your regularly scheduled payday.*
Set Up Your Direct Deposit
- Check with your employer: Ask your payroll team about their direct deposit process.
- Provide your account information: Complete our Direct Deposit Form or find your prefilled Direct Deposit Form in the mobile app or online banking. You can also enter your Goldenwest Credit Union routing and account numbers directly into your employer’s payroll system.
- Confirm your start date: Your payroll team can let you know when your first direct deposit will post.
Have questions about getting started? Contact Goldenwest or visit your nearest branch.
Frequently Asked Questions
-
Where can I find the Goldenwest Credit Union routing number?
You can find our routing number in either of these locations:
- Website: In the bottom-left corner of the website footer.
- Mobile app: Select "More" in the bottom-right corner of the menu, then scroll to the bottom of the page. -
Where can I find my ACH account number?
In the mobile app, select the account where you’d like to receive your direct deposit, then select "Account Details." Your ACH account number is listed at the bottom of the screen under “For ACH or Direct Deposit Use.” -
How do I find my prefilled Direct Deposit Form in the mobile app?
1. Log in and select "More," in the bottom-right corner of the menu.
2. Select “Tools,” then "Direct Deposit Form".
3. Choose the account where you’d like your money deposited.
4. Select “View Your Direct Deposit Form” to download or print your form.
Give the form to your employer to set up direct deposit. -
How do I find my prefilled Direct Deposit Form in online banking?
1. “Log In” on the top right of the screen.
2. Select “Tools,” from the menu bar at the top of the screen.
3. Select “Direct Deposit Form.”
4. Choose the account where you’d like your money deposited.
5. Select “View Your Direct Deposit Form” to download or print your form.
Give the form to your employer to set up direct deposit.
*Early posting depends on when Goldenwest receives your employer's payroll information and is not guaranteed for every deposit. Member NCUA.