The "free-fi" baner

Buy or Refinance Now, and Get Your “Free-Fi” Later!

Introducing our exclusive Free-Fi promotion: Buy or refinance a home now, and refinance again for free within three years.

Members who purchase a home or refinance their current mortgage receive the opportunity to refinance again within three years*.

Here’s how it works:

  • Purchase or refinance today
  • Make six payments
  • Refinance within three years with no lender fees*

If you want to buy a home or need to cash-out on some current equity, you can breathe easy knowing you can refinance later.

Call or Click Now - Experienced Mortgage Loan Officers Standing By

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801-786-8400

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801-786-8400

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*Terms of Purchase or Refinance Now Offer: Eligible for loan applications taken on or after May 13, 2024. Home loan must close within 90 days of application. Loan product must be a Conventional loan sold secondary, GWCU 5/1 or 7/1 ARM, FHA, VA, or USDA. Subject Property must be owner-occupied. Offer not valid if subject property is vacant or unimproved land or if loan product is Construction or Reverse Mortgage.
Terms of Free-Fi Offer: Offer can be redeemed after six on-time payments have been made and before three years of note date. To qualify, the existing loan being paid off with the new loan must have been originated and closed with Goldenwest Credit Union. Free-Fi loan product must be a secondary market Conventional, FHA, VA, or USDA (portfolio loans ineligible). Origination fee waiver is limited to 1% or $4000, whichever is less. Lender’s affiliated title company services are required. Other lender fees may apply. Third-party fees including but not limited to title, appraisal, credit recording, and other applicable charges, are to be paid by borrower. Subject property must be owner-occupied. Free-Fi offer not valid if borrower(s) payments go 30 days past due within the three-year period, borrower(s) account is closed, borrower(s) is a member not in good standing. 
Offer subject to membership, eligibility, credit-worthiness, and other requirements at the sole discretion of Goldenwest Credit Union. Cannot be combined with other offers. Offer subject to change or expire without prior notice. Only one Free-Fi can be redeemed per member/borrower. Equal Housing Lender. NMLS #440574