Jumbo Loans
Jumbo loans are for larger homes – without having to pay big interest.
Benefits of a Goldenwest Jumbo Loan
Jumbo loans are used for mortgages of $832,750 or more. Whether you are purchasing, refinancing, or wanting to cash-out equity on your primary residence, second home or investment property, Goldenwest’s Jumbo loans may be able to help.
- Minimum loan amount of $832,750
- Fixed and adjustable rate & terms
- Up to 90% loan-to-value
- Cash-out refinances up to 80%
- Flexible down payment options
- No private mortgage insurance
-
Jumbo Loan RatesAs low as
-
Some DescriptionSome IntroSome SubNote2Some TypeSome MonthsSome ValueSome APXSome SubNote1
Call or Click Now - Experienced Mortgage Loan Officers Standing By
Send us a text
By sending a text message, you consent to receive a text message response from Goldenwest.
Your provider's message and data rates may apply.
Contact Us
Learn more about opening a mortgage with Goldenwest Credit Union.
Talk to a Mortgage Loan Officer Today
Frequently Asked Questions
-
What is a jumbo mortgage?
A jumbo mortgage loan is for a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). They often have stricter requirements due to not conforming with conventional loan standards. -
Why would I need a jumbo loan?
Jumbo loans are used for mortgages that meet the minimum loan amount of $832,750 or higher. Used for larger homes that exceed conforming loan limits, in your area. -
Will a down payment be required for a jumbo loan?
Requirements may vary. There are flexible options for your down payment. -
What is the difference between a jumbo loan and a conventional loan?
A jumbo loan is used in the event of a mortgage exceeding conforming loan limits in your area. A conventional loan is used when a mortgage is within conforming loan limits. Additional distinctions may apply, such as down payment requirements. -
How much cash reserve do I need?
Lender requirements may vary. Requirements may include several month’s payments reserved. -
What credit score is required for a jumbo loan?
The minimum credit score of 680 is required for a jumbo loan. Additional requirements may apply based on requested financing.