FAQs (data-driven)

Student Loans

• What is a student loan?

  A student loan is designed to help students complete their higher education. Goldenwest offers low-rate student loans with affordable repayment options.

• Should I apply for federal financial aid?

  Applying for federal financial aid can be beneficial. We also recommend looking into scholarship opportunities and grants to help you along the way.

• What are the qualifications for a student loan?

  Qualifications needed:
  - Must be a junior or senior undergraduate student enrolled in a minimum of 12 credit hours, or a graduate student enrolled in a minimum of 8 credit hours, at Weber State University or Utah State University.
  - Overall GPA of 3.0 or higher.
  - Be a Goldenwest Credit Union, USU Credit Union, or Weber State Credit Union member with a checking account.

• How much can I borrow with a student loan?

  Goldenwest offers student loans up to $10,000 for the school year. Additional details and restrictions may apply. For more information, click here to learn more.

• Where can I apply for a Goldenwest student loan?

  Let us help! Visit a branch near you or call us at 800-283-4550, option 2.