FAQs (data-driven)
SmartStart Checking
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What is a SMARTStart Checking account?
SMARTStart Checking is a free checking account designed for teens and young adults to help build smart money habits while earning rewards on everyday spending.
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Does SMARTStart Checking have any monthly fees?
No, SMARTStart Checking has no monthly or annual service fees.
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Is there a minimum balance requirement for SMARTStart Checking?
There is no minimum balance required for a SMARTStart Checking account.
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Can I earn rewards with a SMARTStart Checking account?
Yes. Members can earn rewards through Golden Rewards: Points Plus program on qualifying debit and credit card purchases.
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Does a SMARTStart Checking come with a debit card?
Yes, with a SMARTStart Checking members receive a free Visa debit card that can be used anywhere Visa is accepted.