FAQs (data-driven)
Reward Yourself Checking
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What is a Reward Yourself Checking Account?
Reward Yourself Checking is a rewards checking account that lets members earn Golden Rewards points on eligible debit and credit card purchases while also receiving loan discounts and other savings benefits.
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Do you earn points for using your Reward Yourself Checking Account?
Members earn 1 point for every $2 spent using a Reward Yourself Debit card, and 1.25 points for every $1 spent using a Visa Rewards Credit Card.
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What are the requirements for a Reward Yourself Checking?
To qualify for rewards and avoid the $5 monthly service charge, members must: receive monthly e-statements, have at least one direct deposit each calendar month, and complete nine qualifying debit or credit card purchases each calendar month.
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Does Reward Yourself Checking have a monthly fee?
There is a $5 monthly service charge if monthly account requirements are not completed.
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What purchases qualify for Reward Yourself Checking?
Only debit card transactions processed by merchants and received as Point of Sale (POS) or signature transactions count towards qualifying debit card transactions. Credit card transactions processed by merchants count towards qualifying transactions. Cash Advance, balance transfers, refund transactions do not qualify. ATM transactions do not count towards qualifying debit/credit card transactions.
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How do I switch my account to a Reward Yourself Checking Account?
You can switch your existing checking account to a Reward Yourself Checking by calling the Member Contact Center or visiting any branch location.
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How do I open a Reward Yourself Checking Account?
You can open a Reward Yourself Checking account online or by visiting any branch location. Instant Visa debit cards are available at all branch locations.
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Does Reward Yourself Checking include loan discounts?
Yes, eligible members may receive a 0.25% rate discount on qualifying Auto, RV, and Signature Loans.
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How long do I have to set up direct deposit?
Members have up to 60 days to receive their first qualifying direct deposit.
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Is Reward Yourself Checking good for everyday spending?
Reward Yourself Checking is designed for members who regularly use their rewards Visa Rewards Credit or Debit Card for everyday purchases and want to earn unlimited rewards points.