Earn Rewards with Your Goldenwest Visa Debit Card by Selecting Credit

A Goldenwest Visa Debit Card is more than just a convenient way to pay. It's designed to make regular spending easier while rewarding you along the way.

Turn Everyday Spending into Rewards

When you use your Goldenwest Visa Debit Card, selecting Credit instead of entering your PIN on qualifying purchases allows you to earn Golden Rewards Points. It's an easy way to get rewarded for the purchases you're already making.

Credit or PIN? Your Choice Could Earn You Rewards

Did you know one simple choice at checkout could help you earn Rewards?

When you’re checking out in person, you may be asked whether you’d like to use your debit card as Credit or Debit. Here’s the key difference:

• Select Credit: Skip entering your PIN (you may be asked to sign or simply tap and go), and your purchase will earn Golden Rewards Points.
• Select Debit: Enter your PIN to complete the transaction. These purchases do not earn Golden Rewards Points.

It’s the same Goldenwest Visa Debit Card, just a different way to complete your purchase.

Redeem Your Points

Earning Golden Rewards Points is just the beginning. Once you've accumulated points, you can redeem them for Rewards that fit your lifestyle.

Depending on your preference, you can use your points for options such as:

• Cash back
• Travel
• Gift cards to popular retailers and restaurants
• Merchandise
• Charitable donations

Whether you're saving for your next getaway, treating yourself to a favorite restaurant, or simply putting cash back in your pocket, your daily purchases can turn into meaningful Rewards.

The more qualifying purchases you make by selecting Credit instead of entering your PIN, the more opportunities you'll have to earn and redeem your Golden Rewards Points.

Even More Reasons to Love Your Debit Card

Your Goldenwest Visa Debit Card also includes features designed to make managing your money easier:

• Contactless tap-to-pay for fast, secure purchases
• Mobile wallet compatibility with Apple Pay, Google Pay, and Samsung Pay
• Round Up Rewards to help grow your savings automatically
• Card Controls that let you manage your card with confidence

Make Every Purchase Count with Your Goldenwest Visa Debit Card

The next time you’re asked “Credit or Debit?”, remember that choosing Credit on purchases will help you earn Golden Rewards Points. It’s a small decision that can add up to big Rewards over time.