My name is Geni Townsend

I have worked for Goldenwest Credit Union since 2010. I currently serve as a Senior Mortgage Loan Originator and Assistant Vice President of Mortgage Services with over 20 years of mortgage lending experience. My lending strengths are in construction loans, lot loans, VA, FHA, conventional, No MI products, and first-time homebuyer programs. I love helping our members with their most important financial decision, a home mortgage. Getting to know our members on a more personal basis and helping them reach their home ownership goal is my passion. I was born and raised in Star Valley, Wyoming. I moved to Utah in 1993 and since then have enjoyed being a Weber County resident. I enjoy spending time with my wonderful husband and two beautiful daughters, camping, and hiking. If you are looking for a mortgage loan and would like an easy and quick process, please let me know. I look forward to hearing from you and helping you with your mortgage loan goals.

How our members feel about their experience with Geni:

"Dennis and I wanted to thank you for your work in getting our refi done so promptly. It was by far the best transaction I have ever had...great company, great people!"

-Dennis K

"Geni and Chelsey were so great to work with. Our loan was unique and no other bank or credit union would help us but GW did. We love them!"

-Samuel T

"This was a fantastic experience. I appreciate all your expertise and help. Very timely and efficient. Excellent communication. I appreciated being able to complete it all via email/ electronically."

-Erin M

"The entire process was quick and easy! We were kept updated on any paperwork needed and received. The best refinance ever!!"

-Heather S

"Easy to work with and very good communication."

-Richard D

"We absolutely love Geni and Chelsey! They are so amazing. We are so lucky we got to work with them!!"

-Austin S

"Loved working with Geni and Chelsey. They made the whole experience fast and anxiety free."

-Megan D

"Geni and Chelsey were quick to respond and answer our questions. They were great to work with and we’d work with them again."

-Heston Y

"I was very pleased with this loan process. The staff was very helpful and made it very easy."

-Rachelle M

"This experience was so good! Everyone was so nice and helpful!"

-Mary W

"Geni was absolutely amazing to work with!"

-Rebecca B

"Love all these fabulous people. Everyone took great care of us."

-Bill P

"We had a great experience with credit union staff."

-Neil H

"The loan process was very easy and straight forward."

-Cheri G

"Geni Townsend is amazing!! She is very easy to work with."

-Justin F

"Geni and Chelsey were both amazing and helped us get approved fast and painless."

-Ashley S

"Geni and Chelsey were great throughout the process. Fun and knowledgable."

-Cody O

"Geni and Chelsey were awesome! Great info, great rates, and great service. 5 stars and a happy face sticker!"

-Andrew W

"So much easier than my previous mortgage company!"

-Marta S

"Geni and Chelsey were extremely helpful throughout the entire process. As a first time home buyer, working with them helped reduce the stress of the entire process."

-Trevor J

"Such an easy process! Great communication from the bank!"

-Cody M

"Geni and her team have been absolutely great every time I need anything! Thank you!!"

-Wells K

"Easiest loan every! Geni and Chelsey Rock!!"

-John P

"Geni and Shaylee are Rock stars! They are my go-to for this, and for a reason! Thanks for your help!"

-Don M

"I love working with Chelsey and Geni. They make the mortgage process simple and quick. Thank you!"

-Cynthia C

"Geni made the mortgage process very easy and enjoyable."

-Stephen W

"Geni Townsend and Chelsey Gardner were the best I have worked with …. Ever! "

-Todd S

"Thanks for being so helpful and responsive, you made this a great experience for us. Thanks for all your efforts!"

-Jacob U

"Chelsey and Geni, were both awesome, very responsive. Super easy process!"

-Kenneth H

"We've never had a better experience than this transaction."

-Troy J

"This was my second opportunity to go through the loan process with Geni and her team. I would come back to them every time."

-Sunnilee N

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