How do I apply for an auto loan?

Applying for a loan can be easy. We recommend applying online, visiting a branch near you, or call us at 800-283-4550 for more information.

What can I afford with an auto loan?

Receiving an auto loan pre-approval prior to purchasing a vehicle can tell how much you can afford before looking at vehicles and signing a contract. Whether you are purchasing a vehicle from a dealership or a private party, understanding your budget is important.

How can I be pre-approved for an auto loan?

Let us help you. Pre-approval includes checking your credit and income to decide how much you can borrow and your interest rate.

Where can I find a good deal when purchasing a vehicle?

Whether you are purchasing from a dealership or a private party, always ask questions and look for multiple options. A good deal doesn’t necessarily mean a good vehicle, if available, have the vehicle inspected before purchasing.

What is onsite financing?

Ask the dealership for Goldenwest financing. Financing can be done at participating dealerships. The loan process occurs at the dealership and will reflect on to your Goldenwest account.

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Auto Loans

Goldenwest offers low-interest auto loans with flexible terms and no origination fees or hidden costs.

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Use Goldenwest to Finance Your Vehicle.

Financing your auto loan is quick and easy, whether you're refinancing from another financial institution or purchasing a new or used vehicle. Receive the best rate regardless of the age of your vehicle.

Reward Yourself Checking 0.25% discount available on all loans*
Available for both new and used vehicles
Onsite financing at most dealerships
Terms up to 84 months
Quick approval process
eSignature - Sign loan documents from home
No origination fees or hidden costs.
Flexible terms.
No application fees.

Auto Loan Rates

**APR as low as with Reward Yourself Checking discount
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Special Offer!

90 Days No Payments

Offer for consumer loans only, business auto loans are not eligible. Existing loans financed through the Credit Union are not eligible for refinance under this offer. New purchase or external refinance must be a minimum of $10,000 to qualify. Borrower must have a Vantage Score of 680 or higher. First Payment may be deferred for up to 90 days from loan closing date; interest will continue to accrue during the deferral period. Membership and eligibility requirements apply. Offer subject to change. Equal Opportunity Lender.

Apply Now

Call or text

Call

801-621-4550

Call

801-621-4550

Toll Free 1-800-283-4550

Text

801-893-0441

Text

801-893-0441

Member Contact Center Hours

Monday - Friday from 8 a.m. to 6 p.m.

Saturday from 9 a.m. to 4 p.m.

Closed Sundays.

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Frequently Asked Questions

How do I apply for an auto loan?

Applying for a loan can be easy. We recommend applying online, visiting a branch near you, or call us at 800-283-4550 for more information.
What can I afford with an auto loan?

Receiving an auto loan pre-approval prior to purchasing a vehicle can tell how much you can afford before looking at vehicles and signing a contract. Whether you are purchasing a vehicle from a dealership or a private party, understanding your budget is important.
How can I be pre-approved for an auto loan?

Let us help you. Pre-approval includes checking your credit and income to decide how much you can borrow and your interest rate.
Where can I find a good deal when purchasing a vehicle?

Whether you are purchasing from a dealership or a private party, always ask questions and look for multiple options. A good deal doesn’t necessarily mean a good vehicle, if available, have the vehicle inspected before purchasing.
What is onsite financing?

Ask the dealership for Goldenwest financing. Financing can be done at participating dealerships. The loan process occurs at the dealership and will reflect on to your Goldenwest account.