3.33% APR Intro Rate on HELOCs

In today’s housing market, we’re seeing more homeowners choose to stay where they are and invest in the homes they already love. To help you spruce up your home this spring, we are offering 3.33% fixed Annual Percentage Rate (APR) for the first six months on cash advances from new and existing home equity credit lines.

Flexibility When You Need It Most
A Home Equity Line of Credit, or HELOC, gives you access to a revolving line of credit based on the equity you’ve built in your home. That means you can borrow what you need, when you need it. You only pay interest on the funds you access on the credit line, which makes it a smart and flexible option for managing your finances.

Turning Plans Into Reality
For many of our members, a HELOC becomes the bridge between ideas and action. Maybe you’ve been putting off upgrades that would make your home more functional or increase its value. Maybe you’re looking to simplify your finances by consolidating higher-interest debt. Or perhaps you want the peace of mind that comes with having a financial safety net in place.
Whatever your goal, a HELOC can help you move forward with confidence.

Investing Back Into Your Home
Home improvement projects are an investment in your future. In many cases, the interest on a HELOC may even be tax-deductible when funds are used for qualified home improvements, such as remodeling, additions, or major system upgrades. (As always, we recommend consulting a tax professional for guidance specific to your situation.)

A Limited-Time Opportunity
Beginning April 1, 2026, Goldenwest is offering a limited-time, special promotion of 3.33% fixed APR for the first six months on a new or existing HELOC for a one-time advance of $10,000 or more. 

I encourage you to explore how a HELOC could work for you. Visit us at any branch or online at gwcu.org to learn more and apply. Or call 801-621-4550 to speak with a HELOC expert. We’ll take care of you!