My name is Tonya Froerer

I love helping people obtain the American Dream. There is nothing more satisfying than a smile on a borrower's face when they close on their new or first home. The amazing thing about Goldenwest Credit Union is it is a full-financial institution. We can consolidate or do a full-financial check-up to ensure our members are getting the best rates and lowest fees. As a Senior Mortgage Officer and Vice President of Mortgage Business Development, I am responsible for mortgage production and growth on an individual level as well as across the entire organization. I specialize in construction loans, lot loans, VA, FHA, conventional, No MI products, and first-time homebuyers. In addition, I am one of a handful of originators who provide reverse mortgages to our members. I am consistently ranked among the top three mortgage originators at Goldenwest. Over the course of my career, I have earned a reputation for exceptional member service with a strong commitment to prompt responses, accuracy, and availability. My experience and professionalism allows me to work well with a variety of builders and realtors in a manner that ensures seamless transactions with integrity, energy, and inspired service. I am a resident of Ogden Valley and enjoy being a mother to two active, young men. I love running, skiing, and mountain biking, as well as spending time outside with family and friends.

How our members feel about their experience with Tonya:

"Tonya, Alexandra and John have all been so wonderful and helpful to work with during this process. I would 100% recommend them to anyone I know considering a mortgage. Thank you all so much!"

-Kallie J

"Thank you for your help on our loan. You were very informative and a pleasure to work with."

-Seager P

"Tonya and Chelsea were professional, efficient, and did an amazing job! Would highly recommend."

-Frank W

"Tonya was so professional and just simply amazing!! Thank you for everything you did to help make our refinance painless."

-Mike K

"Tonya and Chelsea were both very professional. I have owned several homes and this by far has been my best banking/mortgage experience. I will recommend GWCU to all my friends/family."

-Jake R

"Tonya and Chelsea kept me informed through process – great to work with! Would highly recommend."

-Michael H

"Tonya and Chelsea did a great job and were very helpful and professional throughout the process."

-Joel P

"Tonya is a ROCKSTAR!"

-Holly P

"Tonya was great. Chelsea was fabulous too. She kept us well informend and up to date on the process. We appreciate GWCU."

-Robert W

"Tonya was a pro and made this experience seamless. Thank you Tonya!!"

-Gary A

"I think both Tonya and Chelsea are awesome! They were beyond helpful."

-Joseph D

"Tonya's team was always so prompt to answer any questions. I've always felt informed."

-Seth W

"Greatest team ever!"

-Randall C

"Chelsea and Tonya were extremely helpful and I'm very grateful."

-Troy E

"Chelsea and Tonya were wonderful to work with through the whole process. Thank you!"

-Brian B

"Tonya and her team were a pleasure to work with. They had my back through the entire process. I will be using them in the future."

-Samuel H

"Chelsea Jeffries and Tonya Froerer were extremely helpful and kept me updated on what steps needed to be done next. Thanks ladies! You always were prompt to answer my questions and never made me feel like my questions were silly."

-Bryce L

"Tonya and her team were absolutely wonderful. This has been such a easy process thanks to them! "

-Kyle S

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