My name is Tonya Froerer

I love helping people obtain the American Dream. There is nothing more satisfying than a smile on a borrowers face when they close on their new or first home. The amazing thing about Goldenwest Credit Union is it is a full-financial institution. We can consolidate or do a full-financial check-up to ensure our members are getting the best rates and lowest fees. As a Senior Mortgage Officer and Vice President of Mortgage Business Development, I am responsible for mortgage production and growth on an individual level as well as across the entire organization. I specialize in construction loans, lot loans, VA, FHA, conventional, No MI products, and first-time homebuyers. In addition, I am one of a handful of originators who provide reverse mortgages to our members. I am consistently ranked among the top three mortgage originators at Goldenwest. Over the course of my 18-year career, I have earned a reputation for exceptional member service with a strong commitment to prompt responses, accuracy, and availability. My experience and professionalism allows me to work well with a variety of builders and realtors in a manner that ensures seamless transactions with integrity, energy, and inspired service. I am a resident of Ogden Valley and enjoy being a mother to two active young men. I love running, skiing, and mountain biking, as well as spending time outside with family and friends.

How our members feel about their experience with Tonya:

"Thank you for your help on our loan. You were very informative and a pleasure to work with."

-Seager P

"Tonya and Chelsea were professional, efficient, and did an amazing job! Would highly recommend."

-Frank W

"Tonya was so professional and just simply amazing!! Thank you for everything you did to help make our refinance painless."

-Mike K

"Tonya and Chelsea were both very professional. I have owned several homes and this by far has been my best banking/mortgage experience. I will recommend GWCU to all my friends/family."

-Jake R

"Tonya and Chelsea kept me informed through process – great to work with! Would highly recommend."

-Michael H

"Tonya and Chelsea did a great job and were very helpful and professional throughout the process."

-Joel P

"Tonya is a ROCKSTAR!"

-Holly P

"Tonya was great. Chelsea was fabulous too. She kept us well informend and up to date on the process. We appreciate GWCU."

-Robert W

"Tonya was a pro and made this experience seamless. Thank you Tonya!!"

-Gary A

"I think both Tonya and Chelsea are awesome! They were beyond helpful."

-Joseph D

"Tonya's team was always so prompt to answer any questions. I've always felt informed."

-Seth W

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